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Chase

Frequent Contributor

Chase

hello all, sorry if this is not the place to post this, but i want to open a checking account with chase, is there a chance ill be denied or something like that, can anyone open a account with them, and do they check my credit. not really familiar with all this stuff , just wondering..ty


*22 Years Old* Started my credit at age 19
Chase Sapphire Preferred Visa Signature- $9,200 II TFCU - $2,500 II Amex BCE - $2,400 II Paypal Extras Mastercard - $7,600 II American Eagle VISA - $3300 II Best Buy Visa - $3,000 II Chase Slate - $500
12 REPLIES
Valued Contributor

Re: Chase

As long as you haven't had problems with a checking account in the past, you should be okay. 

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:23    


     $17k       $8.5K          Closed          $19k      $6.5k        $24.2k        Closed         $5k       Closed     $8.5k        Closed      @2.49%
Regular Contributor

Re: Chase

make sure you use a coupon code to get free money for opening one.

Frequent Contributor

Re: Chase

Ive had a Wells Fargo Checking and Savings Account for over a year now. I dont think ive had problems with them. what do you consider problems as?


*22 Years Old* Started my credit at age 19
Chase Sapphire Preferred Visa Signature- $9,200 II TFCU - $2,500 II Amex BCE - $2,400 II Paypal Extras Mastercard - $7,600 II American Eagle VISA - $3300 II Best Buy Visa - $3,000 II Chase Slate - $500
Regular Contributor

Re: Chase

Problems in the past would include:
Bounced checks,
Account closed with neg balance,
Fraudulent activity,
etc.
Staring Score:EQ 649 TU 647 EX 644
Current Score: EQ 786 TU 699 EX 746
Goal Score: 800
Wallet: SF Fire CU $5000 CL Chase Freedom 4000 CL, Chase MP $5000, WellsFargo $6000 CL, Amex Gold NPSL, Cap1 CashRewards $2500 CL, Amex BCP $12000 Discover More $1200 CSP 18000
Frequent Contributor

Re: Chase

Oh no  i havent had any problems then. they wont check my credit or anything right?


*22 Years Old* Started my credit at age 19
Chase Sapphire Preferred Visa Signature- $9,200 II TFCU - $2,500 II Amex BCE - $2,400 II Paypal Extras Mastercard - $7,600 II American Eagle VISA - $3300 II Best Buy Visa - $3,000 II Chase Slate - $500
Valued Contributor

Re: Chase


CarlosC88 wrote:

Oh no  i havent had any problems then. they wont check my credit or anything right?


if they do, its usually a SP...i remember when i opened mine with Chase also, i saw a SP from them on either TU or EX...cannot remember.

gardening since 5/21/2016
Established Contributor

Re: Chase


CarlosC88 wrote:

Oh no  i havent had any problems then. they wont check my credit or anything right?


It's possible they may do a HP on one of your CBs.  I'm sure they probably also check TeleTrak.

 

I opened a Chase Checking account in February for a $200 bonus they were offering me via my Freedom online account.  They didn't HP me for the checking account, but I believe that is because they had access to my reports via a SP because of my existing relationship (Freedom card) with them.

FICOs: TU08 850 EQ08 850 EX08 849

My Wallet: Amex Gold NPSL; Amex Optima Platinum $25K; Amex BCE $12K; BofA Visa $10.1K; BofA TR Visa $18K; Cap1 Quicksilver Visa Sig $10K; CSP $28.2K; Chase Freedom $13K; Citi Costco Visa $19.3K; Citi Double Cash $13.5K; Citi Simplicity Visa $23.3K; Discover IT $50K; Fidelity Amex $25K; PenFed Plat Rewards Visa Sig $50K; Sallie Mae WMC $17.5K; Sears MC $10.1K; US Bank Cash+ Visa Sig $26K; Walmart Discover $10K; Wells Fargo Rewards Visa Sig $14K
Valued Contributor

Re: Chase

Chase does an sp for checking accounts. Based on what you said about not having any checking or savings acct issues in the past, you will be fine opening a new acct. I would go into an office to do it because when you do it online the process takes about 7 to 10 days to get your info.

Plus as someone else said, don't forget the coupon for the bonus. After my DD hit it was deposited within a few days.

Major CC's - Barclay's ($5.5K) | Barclay's Sallie Mae MC ($5K) | DCU ($7.5K) | Discover IT ($1.4K) | Genisys Visa ($1.4K) | NFCU Visa ($22K) | Navcheck ($15K) | Chase Freedom ($5K) | SDFCU Visa ($8K) | Amex BCP ($9.5K) | Amex Delta ($10K) |Store CC's| -Amazon ($4K) | Catherines ($850) | JCP ($4K) | Macy's ($1.7K) | Avenue ($850) | Victoria's Secret ($1.4K) | Walmart ($4.1K) | Paypal SC ($1.3K) | HSN ($2.5) | Sears ($2.6K) | Sams Club ($4.1K) |Goal|: Age with grace to 750 across the board |Last app|: 3/3/2014
Frequent Contributor

Re: Chase

Approved ! Thanks guys, did the $150 coupon opening


*22 Years Old* Started my credit at age 19
Chase Sapphire Preferred Visa Signature- $9,200 II TFCU - $2,500 II Amex BCE - $2,400 II Paypal Extras Mastercard - $7,600 II American Eagle VISA - $3300 II Best Buy Visa - $3,000 II Chase Slate - $500