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Frequent Contributor
SteveUrkel
Posts: 269
Registered: ‎03-19-2013
0

Chase

hello all, sorry if this is not the place to post this, but i want to open a checking account with chase, is there a chance ill be denied or something like that, can anyone open a account with them, and do they check my credit. not really familiar with all this stuff , just wondering..ty


*21 Years Old* Started my credit at age 19
Chase Sapphire Preferred Visa Signature- $8,000 II TFCU - $2,500 II Amex BCE - $2,400 II Wells Fargo Cash Back College Card - $1,900 II Paypal Extras Mastercard - $4,400 II American Eagle VISA - $2700 II Best Buy Mastercard - $3,000 II Kay Jewelers - $5,600

Valued Contributor
Dustink
Posts: 3,097
Registered: ‎10-02-2012
0

Re: Chase

As long as you haven't had problems with a checking account in the past, you should be okay. 

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:23    


     $17k       $8.5K          Closed          $19k      $6.5k        $24.2k        Closed         $5k       Closed     $8.5k        Closed      @2.49%
Regular Contributor
asteroidblues86
Posts: 234
Registered: ‎08-04-2012
0

Re: Chase

make sure you use a coupon code to get free money for opening one.

Frequent Contributor
SteveUrkel
Posts: 269
Registered: ‎03-19-2013
0

Re: Chase

Ive had a Wells Fargo Checking and Savings Account for over a year now. I dont think ive had problems with them. what do you consider problems as?


*21 Years Old* Started my credit at age 19
Chase Sapphire Preferred Visa Signature- $8,000 II TFCU - $2,500 II Amex BCE - $2,400 II Wells Fargo Cash Back College Card - $1,900 II Paypal Extras Mastercard - $4,400 II American Eagle VISA - $2700 II Best Buy Mastercard - $3,000 II Kay Jewelers - $5,600

Regular Contributor
Madman94044
Posts: 142
Registered: ‎07-01-2012
0

Re: Chase

Problems in the past would include:
Bounced checks,
Account closed with neg balance,
Fraudulent activity,
etc.
Staring Score:EQ 649 TU 647 EX 644
Current Score: EQ 786 TU 699 EX 746
Goal Score: 800
Wallet: SF Fire CU $5000 CL Chase Freedom 4000 CL, Chase MP $5000, WellsFargo $6000 CL, Amex Gold NPSL, Cap1 CashRewards $2500 CL, Amex BCP $12000 Discover More $1200 CSP 18000
Frequent Contributor
SteveUrkel
Posts: 269
Registered: ‎03-19-2013
0

Re: Chase

Oh no  i havent had any problems then. they wont check my credit or anything right?


*21 Years Old* Started my credit at age 19
Chase Sapphire Preferred Visa Signature- $8,000 II TFCU - $2,500 II Amex BCE - $2,400 II Wells Fargo Cash Back College Card - $1,900 II Paypal Extras Mastercard - $4,400 II American Eagle VISA - $2700 II Best Buy Mastercard - $3,000 II Kay Jewelers - $5,600

Valued Contributor
dodgerslv
Posts: 1,843
Registered: ‎06-16-2012
0

Re: Chase


CarlosC88 wrote:

Oh no  i havent had any problems then. they wont check my credit or anything right?


if they do, its usually a SP...i remember when i opened mine with Chase also, i saw a SP from them on either TU or EX...cannot remember.


Cards: (Citi- 82.7k) (Chase- 65k)) (US Bank- 18k) (Amex- 22.5k) (Barclays-40k) (BofA- 68k) (Cap1- 49.5K) (WF- 11k) (Penfed- 22.5k) (Discover- 8k) (Sync/GE- 15.7k) (NASA- 30k) (Diners- 15k)
Fico 08 scores (8/27/14) EX: 772 TU: 767 EQ: 778 (Utilization at 8% right now).





Established Contributor
CribDuchess
Posts: 659
Registered: ‎09-12-2011
0

Re: Chase


CarlosC88 wrote:

Oh no  i havent had any problems then. they wont check my credit or anything right?


It's possible they may do a HP on one of your CBs.  I'm sure they probably also check TeleTrak.

 

I opened a Chase Checking account in February for a $200 bonus they were offering me via my Freedom online account.  They didn't HP me for the checking account, but I believe that is because they had access to my reports via a SP because of my existing relationship (Freedom card) with them.

FICOs: TU08 841 10/6/14 per Wally; TU98 800 4/8/14; EQ04 769 6/8/14; EQ08 800 11/8/14; EX 805 6/12/14 per MyFICO

My Wallet: Amex Gold NPSL; Amex Optima Platinum $25K; Amex Costco TE $15K; Amex BCE $12K; BofA Visa $10.1K; Cap1 Quicksilver Visa Sig $10K; CSP $28.2K; Chase Freedom $13K; Citi Double Cash $10K; Citi Simplicity Visa $15.1K; Discover IT $24K; Fidelity Amex $25K; PenFed Plat Rewards Visa Sig $20K; Sallie Mae WMC $12.5K; US Bank Cash+ Visa Sig $24.5K; Walmart Discover $10K; Wells Fargo Rewards Visa Sig $14K
Valued Contributor
Rhaeny
Posts: 1,507
Registered: ‎07-24-2011
0

Re: Chase

Chase does an sp for checking accounts. Based on what you said about not having any checking or savings acct issues in the past, you will be fine opening a new acct. I would go into an office to do it because when you do it online the process takes about 7 to 10 days to get your info.

Plus as someone else said, don't forget the coupon for the bonus. After my DD hit it was deposited within a few days.

Major CC's - Barclay's ($5.5K) | Barclay's Sallie Mae MC ($5K) | DCU ($7.5K) | Discover IT ($1.4K) | Genisys Visa ($1.4K) | NFCU Visa ($22K) | Navcheck ($15K) | Chase Freedom ($5K) | SDFCU Visa ($8K) | Amex BCP ($9.5K) | Amex Delta ($10K) |Store CC's| -Amazon ($4K) | Catherines ($850) | JCP ($4K) | Macy's ($1.7K) | Avenue ($850) | Victoria's Secret ($1.4K) | Walmart ($4.1K) | Paypal SC ($1.3K) | HSN ($2.5) | Sears ($2.6K) | Sams Club ($4.1K) |Goal|: Age with grace to 750 across the board |Last app|: 3/3/2014
Frequent Contributor
SteveUrkel
Posts: 269
Registered: ‎03-19-2013
0

Re: Chase

Approved ! Thanks guys, did the $150 coupon opening


*21 Years Old* Started my credit at age 19
Chase Sapphire Preferred Visa Signature- $8,000 II TFCU - $2,500 II Amex BCE - $2,400 II Wells Fargo Cash Back College Card - $1,900 II Paypal Extras Mastercard - $4,400 II American Eagle VISA - $2700 II Best Buy Mastercard - $3,000 II Kay Jewelers - $5,600


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