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SteveUrkel
Frequent Contributor

Chase

hello all, sorry if this is not the place to post this, but i want to open a checking account with chase, is there a chance ill be denied or something like that, can anyone open a account with them, and do they check my credit. not really familiar with all this stuff , just wondering..ty


*22 Years Old* Started my credit at age 19
Chase Sapphire Preferred Visa Signature- $9,200 II TFCU - $2,500 II Amex BCE - $2,400 II Paypal Extras Mastercard - $7,600 II American Eagle VISA - $3300 II Best Buy Visa - $3,000 II Chase Slate - $500
Message 1 of 13
12 REPLIES 12
Dustink
Valued Contributor

Re: Chase

As long as you haven't had problems with a checking account in the past, you should be okay. 

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:23    


     $17k       $8.5K          Closed          $19k      $6.5k        $24.2k        Closed         $5k       Closed     $8.5k        Closed      @2.49%
Message 2 of 13
asteroidblues86
Regular Contributor

Re: Chase

make sure you use a coupon code to get free money for opening one.

Message 3 of 13
SteveUrkel
Frequent Contributor

Re: Chase

Ive had a Wells Fargo Checking and Savings Account for over a year now. I dont think ive had problems with them. what do you consider problems as?


*22 Years Old* Started my credit at age 19
Chase Sapphire Preferred Visa Signature- $9,200 II TFCU - $2,500 II Amex BCE - $2,400 II Paypal Extras Mastercard - $7,600 II American Eagle VISA - $3300 II Best Buy Visa - $3,000 II Chase Slate - $500
Message 4 of 13
Madman94044
Regular Contributor

Re: Chase

Problems in the past would include:
Bounced checks,
Account closed with neg balance,
Fraudulent activity,
etc.
Staring Score:EQ 649 TU 647 EX 644
Current Score: EQ 786 TU 699 EX 746
Goal Score: 800
Wallet: SF Fire CU $5000 CL Chase Freedom 4000 CL, Chase MP $5000, WellsFargo $6000 CL, Amex Gold NPSL, Cap1 CashRewards $2500 CL, Amex BCP $12000 Discover More $1200 CSP 18000
Message 5 of 13
SteveUrkel
Frequent Contributor

Re: Chase

Oh no  i havent had any problems then. they wont check my credit or anything right?


*22 Years Old* Started my credit at age 19
Chase Sapphire Preferred Visa Signature- $9,200 II TFCU - $2,500 II Amex BCE - $2,400 II Paypal Extras Mastercard - $7,600 II American Eagle VISA - $3300 II Best Buy Visa - $3,000 II Chase Slate - $500
Message 6 of 13
dodgerslv
Valued Contributor

Re: Chase


@CarlosC88 wrote:

Oh no  i havent had any problems then. they wont check my credit or anything right?


if they do, its usually a SP...i remember when i opened mine with Chase also, i saw a SP from them on either TU or EX...cannot remember.

gardening since 5/21/2016
Message 7 of 13
CribDuchess
Established Contributor

Re: Chase


@CarlosC88 wrote:

Oh no  i havent had any problems then. they wont check my credit or anything right?


It's possible they may do a HP on one of your CBs.  I'm sure they probably also check TeleTrak.

 

I opened a Chase Checking account in February for a $200 bonus they were offering me via my Freedom online account.  They didn't HP me for the checking account, but I believe that is because they had access to my reports via a SP because of my existing relationship (Freedom card) with them.

FICOs: TU08 842 EQ08 850 EX08 850

My Wallet: Amex Gold NPSL; Amex Optima Platinum $25K; Amex BCE $12K; Apple Card $20K; BofA Travel Rewards Visa Sig $67.6K; Cap1 Quicksilver Visa Sig $10K; CSP $28.2K; Chase Freedom $13K; Chase Freedom Unlimited $21.4K; Citi Costco Visa $19.3K; Citi Double Cash $13.5K; Citi Simplicity Visa $23.3K; Discover IT $50K; Fidelity Visa $25K; NFCU Flagship Visa Sig $40K; NFCU More Rewards Amex $30K; PenFed Plat Rewards Visa Sig $50K; Sears MC $10.1K; US Bank Altitude Go Visa Sig $20K; US Bank Cash+ Visa Sig $26K; Wells Fargo Rewards Visa Sig $14K
Message 8 of 13
Rhaeny
Valued Contributor

Re: Chase

Chase does an sp for checking accounts. Based on what you said about not having any checking or savings acct issues in the past, you will be fine opening a new acct. I would go into an office to do it because when you do it online the process takes about 7 to 10 days to get your info.

Plus as someone else said, don't forget the coupon for the bonus. After my DD hit it was deposited within a few days.

Major CC's - Barclay's ($5.5K) | Barclay's Sallie Mae MC ($5K) | DCU ($7.5K) | Discover IT ($1.4K) | Genisys Visa ($1.4K) | NFCU Visa ($22K) | Navcheck ($15K) | Chase Freedom ($5K) | SDFCU Visa ($8K) | Amex BCP ($9.5K) | Amex Delta ($10K) |Store CC's| -Amazon ($4K) | Catherines ($850) | JCP ($4K) | Macy's ($1.7K) | Avenue ($850) | Victoria's Secret ($1.4K) | Walmart ($4.1K) | Paypal SC ($1.3K) | HSN ($2.5) | Sears ($2.6K) | Sams Club ($4.1K) |Goal|: Age with grace to 750 across the board |Last app|: 3/3/2014
Message 9 of 13
SteveUrkel
Frequent Contributor

Re: Chase

Approved ! Thanks guys, did the $150 coupon opening


*22 Years Old* Started my credit at age 19
Chase Sapphire Preferred Visa Signature- $9,200 II TFCU - $2,500 II Amex BCE - $2,400 II Paypal Extras Mastercard - $7,600 II American Eagle VISA - $3300 II Best Buy Visa - $3,000 II Chase Slate - $500
Message 10 of 13
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