@Anonymous wrote: They are over 670. No offers on pre approval for anything. I used the pre qual site for discover and had the it card offered. That is why I jumped on it. A week later I was reading how discover pre qual site is useless. You can put any info in it and will be "pre qualified" glad I didn't know that before hand because I would have steered clear. Lol
I understand. Will tell you in December I tried. Answer too many inquiries last 6 months. Once I got it to 2 inq in last 6 months. Even at fico ex 670. I got pre approval. I refused to app until I saw it. As I was declined before Xmas. That's why I trust it. Although went thru verification. Pita. I knew as long as I followed instructions. Approval was coming. Even I got 2k only. Smallest. Foot in door now.
I don't think I will get any pre approvals until April when that judgement falls off. I've been trying chase pre qual for a month I had 29% util and I was sure once I hit 14% I would have one, but nope. I think it's the judgement. Ugh
I got an approval after two weeks of reopening my checking and savings account with them. That was with a 625 credit score. Also my highest CL to date.
