Chasefreedom

[Anonymous]

Until reading this thread, I never knew anything about a 3% deal on Chase Freedom.  So, I went to my Chase login page and down near the bottow before you log in there is a small ad for Freedom 3% Offer.  You have to enroll and then you'll see the following:

Earn 3% Cash Back for every eligible dollar you spend on purchases between January 1st and March 31st on the following categories:

• Dining
• Education
• Childcare
• Utilities

Not sure what happens after March 31.  Will categories change?  Right now I see no way to select the current categories.

[haulingthescoreup]

The way it's supposed to work is that you register for the 3% categories, and that's where you get your 3% back during that quarter, as long as the charges are reported correctly. You don't pick one or more; you just sign up.

It used to be that Freedom paid back 3% in one's own highest 3 categories, but that seems to be over now, at least for most of us.

And for an unlucky few like me, they don't ever kick in.

[Anonymous]

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@haulingthescoreup wrote:
The way it's supposed to work is that you register for the 3% categories, and that's where you get your 3% back during that quarter, as long as the charges are reported correctly. You don't pick one or more; you just sign up.

It used to be that Freedom paid back 3% in one's own highest 3 categories, but that seems to be over now, at least for most of us.

And for an unlucky few like me, they don't ever kick in.

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Have you tried going to the Chase homepage https://www.chase.com/Chase.html ? 

Down near the bottom slightly to the left of center page is an icon that says "Earn 3% Cash Back With Chase Freedom ... Learn More."  Clicking on that lead me to the login page again and a popup to sign up for the program.

[Anonymous]

I still have the 3% in my own highest categories but I also received the email offer to sign up for those other four categories. I nosed around with the link that they sent me and saw that it was an optional switch which I then ignored. I love my freedom card and have not had the rate jacks or any problems with getting or keeping my categories (I still get those bonus categories too) . After reading this post it makes me wonder is there a difference if you are also a banking customer, or did the freedom terms change and I was grandfathered in? I've had the freedom since Sep 08 for time comparison.

[haulingthescoreup]

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O6 wrote:

Have you tried going to the Chase homepage https://www.chase.com/Chase.html ? 

Down near the bottom slightly to the left of center page is an icon that says "Earn 3% Cash Back With Chase Freedom ... Learn More."  Clicking on that lead me to the login page again and a popup to sign up for the program.

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Yep. I've clicked on it more times than I can count. I always get the message that it doesn't recognize my info; something like that. CSR's have confirmed that someone has to flip a switch to make an account eligible.

I noticed the other day that at the bottom of my screen, in pale grey letters, it states that not all accounts have the 3% option.

I wish they'd switched me to a plain-vanilla plat card instead of a crippled Freedom card. Oh, well.

[Romeoo47]

Ok I guess I am one of the few that has been grandfathered in.  Nonetheless, I'm still a little upset with Chase right now.  Typically I get 3% cashback on the top 3 categories that I "spend" the most money in.  Well on this statement, I got 3% on the categories that had the most transaction (it just so happens that 2 of the 3 were the categories I spent the most money in).  I say this because I used my Chase card for some car repairs which were my largest transaction.  I only got 1% back on that.  I'm a little confused as to why it wasn't one of my top 3.   The other 2 categories were correct. 

[Anonymous]

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@Romeoo47 wrote:
Ok I guess I am one of the few that has been grandfathered in.  Nonetheless, I'm still a little upset with Chase right now.  Typically I get 3% cashback on the top 3 categories that I "spend" the most money in.  Well on this statement, I got 3% on the categories that had the most transaction (it just so happens that 2 of the 3 were the categories I spent the most money in).  I say this because I used my Chase card for some car repairs which were my largest transaction.  I only got 1% back on that.  I'm a little confused as to why it wasn't one of my top 3.   The other 2 categories were correct. 

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This is from the Chase website:

You earn 3% cash back automatically on purchases in the 3 everyday categories where you spend the most each month.* There are 15 categories in all. Your spending habits may change from month to month — the triple rewards you earn for them will stay the same. You also earn 1% cash back per dollar on all other purchases. Here are the categories:

• Gas Stations & Convenience Stores
• Grocery Stores
• Quick Service & Fast Food Restaurants
• Utilities (Gas, Electric, etc.)
• Drugstores
• Cable/Satellite TV & Internet Providers
• Department Stores
• Pet Stores & Veterinarian
• Phone/Cell Phone Bills
• Movie Theatres
• Gym Memberships
• Beauty Salons & Spas
• Movie Rentals
• Dry Cleaners
• Local Commuting

Automobile repairs are not included in any of the top 15 spending categories. 

[Cstl05]

How is chase with Cli's?  how hard would it be to get from 4450 to 10000?

[Anonymous]

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@Anonymous wrote:

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@Romeoo47 wrote:
Ok I guess I am one of the few that has been grandfathered in.  Nonetheless, I'm still a little upset with Chase right now.  Typically I get 3% cashback on the top 3 categories that I "spend" the most money in.  Well on this statement, I got 3% on the categories that had the most transaction (it just so happens that 2 of the 3 were the categories I spent the most money in).  I say this because I used my Chase card for some car repairs which were my largest transaction.  I only got 1% back on that.  I'm a little confused as to why it wasn't one of my top 3.   The other 2 categories were correct. 

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This is from the Chase website:

You earn 3% cash back automatically on purchases in the 3 everyday categories where you spend the most each month.* There are 15 categories in all. Your spending habits may change from month to month — the triple rewards you earn for them will stay the same. You also earn 1% cash back per dollar on all other purchases. Here are the categories:

• Gas Stations & Convenience Stores
• Grocery Stores
• Quick Service & Fast Food Restaurants
• Utilities (Gas, Electric, etc.)
• Drugstores
• Cable/Satellite TV & Internet Providers
• Department Stores
• Pet Stores & Veterinarian
• Phone/Cell Phone Bills
• Movie Theatres
• Gym Memberships
• Beauty Salons & Spas
• Movie Rentals
• Dry Cleaners
• Local Commuting

Automobile repairs are not included in any of the top 15 spending categories. 

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Link, please.

[Anonymous]

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@Anonymous wrote:

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@Anonymous wrote:

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@Romeoo47 wrote:
Ok I guess I am one of the few that has been grandfathered in.  Nonetheless, I'm still a little upset with Chase right now.  Typically I get 3% cashback on the top 3 categories that I "spend" the most money in.  Well on this statement, I got 3% on the categories that had the most transaction (it just so happens that 2 of the 3 were the categories I spent the most money in).  I say this because I used my Chase card for some car repairs which were my largest transaction.  I only got 1% back on that.  I'm a little confused as to why it wasn't one of my top 3.   The other 2 categories were correct. 

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This is from the Chase website:

You earn 3% cash back automatically on purchases in the 3 everyday categories where you spend the most each month.* There are 15 categories in all. Your spending habits may change from month to month — the triple rewards you earn for them will stay the same. You also earn 1% cash back per dollar on all other purchases. Here are the categories:

• Gas Stations & Convenience Stores
• Grocery Stores
• Quick Service & Fast Food Restaurants
• Utilities (Gas, Electric, etc.)
• Drugstores
• Cable/Satellite TV & Internet Providers
• Department Stores
• Pet Stores & Veterinarian
• Phone/Cell Phone Bills
• Movie Theatres
• Gym Memberships
• Beauty Salons & Spas
• Movie Rentals
• Dry Cleaners
• Local Commuting

Automobile repairs are not included in any of the top 15 spending categories. 

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Link, please.

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This information is from the "Chase Online" website (for existing Chase customers) .  I logged in to view my Chase Freedom account information, and then clicked "Reward Details."  Therefore, I can't provide you with a link.