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Hi, relatively new here. I am a member and not sure how to check for hard pulls? Is there a way w/o waiting to get an alert in the app? Thanks in advance.
@Anonymous wrote:Hi, relatively new here. I am a member and not sure how to check for hard pulls? Is there a way w/o waiting to get an alert in the app? Thanks in advance.
Use creditkarma for EQ/TU once a week and credit.com for Experian.. CK is once per week you can see and credit dot com is once per month. Free way to check your inquiries, don't trust really anything else on them though. Or can always pay for all 3 reports here for 60$
All the free site are generally great for basic monitoring (can't complain about anything when it's free!)
But my new favoriate free site is Wallethub.com, as it has daily TU Vantage monitoring.
TU: 818 EX: 809 EQ: 801
Thank you both! Separate question---why do so many credit card companies use Experian?? I have 1 pull on Equifax and Transunion and all of the rest on Experian! Very frustrating.
It's generally dependant on your region, but no one can say for sure which report any lender will pull. But there are some predictable lenders, like Discover and Barclays are safe to say that they will pull TU, AMEX Experian, Capital One all three, US Bank TU. That's all I can think of off the top of my head.
TU: 818 EX: 809 EQ: 801
@Anonymous wrote:Thank you both! Separate question---why do so many credit card companies use Experian?? I have 1 pull on Equifax and Transunion and all of the rest on Experian! Very frustrating.
I'm in the Midwest and I have the opposite issue. Seems like this region is TU happy and EQ follows closely behind. Other than CapOne, I've yet to have any lender pull EX which usually is my better score.
@Anonymous wrote:
the most common for me is this order: equifax, experian then transunion.
ditto
When I lived in Chicago TU was king since their HQ is based there
In Florida EX followed by EQ
I seriously need a TU puller ....Just because