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Check to see if a card pull Hard or Soft when requesting a CLI

tag
p-
Valued Contributor

Re: Check to see if a card pull Hard or Soft when requesting a CLI

USAA Amex = HP, Exp

Message 71 of 121
p-
Valued Contributor

Re: Check to see if a card pull Hard or Soft when requesting a CLI

Orchard Bank soon to be cap1 - Soft

Message 72 of 121
zerobacan
Established Contributor

Re: Check to see if a card pull Hard or Soft when requesting a CLI

Very useful thread!

 

Credit One - SP

76/citi hard pull on the phone, and sp online

 

Amex PRG NPSL, Amex Delta 2k (AU) Discover iT 5k, BOFA Siggy $5k, BOFA AlaskaAir Siggy 5k, BBVA Compass $5k! Macy's $4.5k, C1 $2.5, SFCU $2.5k, SFCU LOC $2k, Paypal SmartC $4k, Sam's 5.5k Victoria Secret $2k, Kay's $1.7k.,76/Citi $1.5k Amazon $5k, Walmart Disco $3k JC Penny $4k, C1 $2.5, BBRZ 700.
Starting:TU:536 EXP:561 : EQ:552 Current:TU:680 Walmart (2-15-14)EXP:712 FICO!! (12-4-13):EQ:622 (FICO 2-6-14) Uti 27% Goal: 720 By 12-13.
Message 73 of 121
thom02099
Valued Contributor

Re: Check to see if a card pull Hard or Soft when requesting a CLI

JP Morrgan = HP (part of Chase)

CITI = was SP for me couple weeks ago

Discover = was SP for me couple weeks ago

Merrill Lynch = HP (part of BofA)

Message 74 of 121
visorboy1974
Valued Contributor

Re: CLI Pulls soft or Hard


@oracles wrote:

@MsLadyRover wrote:

Victoria's Secret is also a soft pull.


Thanks MsLady, i will update

 

Does anyone else know 100% if Nordstrom Visa is a soft pull?


Nordstrom Visa - Soft

State Farm Bank - Hard

PSECU - Hard

FICO Scores Updated 07/15 EQ08 748 EX08 748 TU08 818
Message 75 of 121

Re: CLI Pulls soft or Hard

BofA Signature Visa - HP on TU 4/12/2013

BBY - Didn't even think about it, said declined and would send a letter. Last time I tried it said that my "account type not eligible for a credit increase"

 

Message 76 of 121
freestyler
Member

Re: Check to see if a card pull Hard or Soft when requesting a CLI

GECERB Walmart did a hard pull today!

Starting Score: N/A
Current Fico Score: 655
Goal Score: 750


Take the FICO Fitness Challenge

Message 77 of 121
Rhaeny
Valued Contributor

Re: Check to see if a card pull Hard or Soft when requesting a CLI


@freestyler wrote:
GECERB Walmart did a hard pull today!

They did a hard pull on a new app you mean?  Surely not a CLI request?  


Major CC's - Barclay's ($5.5K) | Barclay's Sallie Mae MC ($5K) | DCU ($7.5K) | Discover IT ($1.4K) | Genisys Visa ($1.4K) | NFCU Visa ($22K) | Navcheck ($15K) | Chase Freedom ($5K) | SDFCU Visa ($8K) | Amex BCP ($9.5K) | Amex Delta ($10K) |Store CC's| -Amazon ($4K) | Catherines ($850) | JCP ($4K) | Macy's ($1.7K) | Avenue ($850) | Victoria's Secret ($1.4K) | Walmart ($4.1K) | Paypal SC ($1.3K) | HSN ($2.5) | Sears ($2.6K) | Sams Club ($4.1K) |Goal|: Age with grace to 750 across the board |Last app|: 3/3/2014
Message 78 of 121
freestyler
Member

Re: Check to see if a card pull Hard or Soft when requesting a CLI

Oops. Didn't realize this was a CLI. Thought it was generic. My apologies.

Starting Score: N/A
Current Fico Score: 655
Goal Score: 750


Take the FICO Fitness Challenge

Message 79 of 121
armbenderc
Valued Contributor

Re: Check to see if a card pull Hard or Soft when requesting a CLI

paypal extras platinum mastercard = soft

citi = soft every 6 months online. the last two times it was for me. anyhing more is hp. also hp if you want more than system offered.
2013 Approvals: Discover IT - 3/1, Amex BCE - 3/4, CSP - 5/4, Barclay Ring - 6/12, BoA Privileges Cash - 6/27, Citi TY Preferred - 8/6, OCCU Duck - 11/4, USBank (Cash+) - 11/22, Wells Fargo - 12/21, Nordstrom - 12/29

12/19/2013, $100k+ Available Credit. Total Util: 0-1%
Message 80 of 121
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