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Just a beware...so my Best Buy statement posted and I noticed that I had an interest charge. Upon futher examination, they had moved my balance off the 36M deferred interest promotion and into just a normal balance! I don't know if it was due to the change over to Citi, or if it was lost it the confusion as I got around $600 back from the class action lawsuit against them for the Debt Cancellation ordeal HSBC had. There were various credits and then debits applied which apparently zeroed out the no interest balance and put on a "normal" balance. But, just to be safe, y'all might want to make sure you don't have any issues like that if you have a balance currently in deferred interest. It took calling them and getting escalated to a supervisor, of course, to get it resolved.
Just wanted to share so noone gets hit with interest unknowingly.
@k0csi wrote:Just a beware...so my Best Buy statement posted and I noticed that I had an interest charge. Upon futher examination, they had moved my balance off the 36M deferred interest promotion and into just a normal balance! I don't know if it was due to the change over to Citi, or if it was lost it the confusion as I got around $600 back from the class action lawsuit against them for the Debt Cancellation ordeal HSBC had. There were various credits and then debits applied which apparently zeroed out the no interest balance and put on a "normal" balance. But, just to be safe, y'all might want to make sure you don't have any issues like that if you have a balance currently in deferred interest. It took calling them and getting escalated to a supervisor, of course, to get it resolved.
Just wanted to share so noone gets hit with interest unknowingly.
@k0csi wrote:Just a beware...so my Best Buy statement posted and I noticed that I had an interest charge. Upon futher examination, they had moved my balance off the 36M deferred interest promotion and into just a normal balance! I don't know if it was due to the change over to Citi, or if it was lost it the confusion as I got around $600 back from the class action lawsuit against them for the Debt Cancellation ordeal HSBC had. There were various credits and then debits applied which apparently zeroed out the no interest balance and put on a "normal" balance. But, just to be safe, y'all might want to make sure you don't have any issues like that if you have a balance currently in deferred interest. It took calling them and getting escalated to a supervisor, of course, to get it resolved.
Just wanted to share so noone gets hit with interest unknowingly.
Good to know. I got the welcome kit couple weeks back. I'm glad to see that my GOLD version of MC have $0 AF. I got the acct from '08 and knew nothing about CRs.
As for the promotion that you mentioned, sorry to hear that. I would be calling Citi for sure.