06-02-2010 12:52 PM
0% till January I think, the 2.9 until June next year
06-03-2010 08:48 AM
CLI = no
BT = 0% through billing cycle ending in Nov 2010. OR I can go with my standard rate of * goes to check * ah, yes, 19.24%.
Dear Chase requires that I click on the app, enter the CC # I want to transfer from and the $ amount before telling me minor details like the BT fee. Not to mention that my whopping $3500 CL isn't gonna provide for much of a BT if I wanted to keep it under 50%.
08-18-2010 04:43 PM - edited 08-18-2010 04:52 PM
Just logged into my account this morning and saw Chase raised my CL from $7500 to $8300. That was a nice surprise. My May statement still shows the $7500CL so I'm not sure when they made the change. Just thought I'd post as an FYI.
I have had my card for 2 years now. Because I have the old Freedom Plus card and basically wind up getting 3% cash back on all my purchases I've made a LOT of cash back on this card. For that reason I've used it quite a bit. They have given me 3 auto CLI but the last one was $500 and this one was only $800 I think. I don't know, what did I say they raised me to $8300? I'd have to go back and check. The time before that was good though it was atleast $2500, or maybe even $3000.
I don't know if I have a BT option, I will have to look for that. I wouldn't use it though my interest rate is high as it is at 13.24% I think it is. I can't see using a 19% for a BT. Eew.
Congratulation UpUpUp!! I got same surprise also. My Freedom MC is almost 4yrs old and it start with 3K. A few weeks a go, I think I received a notification from Chase regarding ACLI. Then I logged in to my on-line acct and I saw Chase gave me ACLI from 6K to 9K. I have no idea how I got this ACLI. It could be what type of accts I have with them, and how I use it. The bottom line is that I am happy with this ACLI.
I have following services with Chase since 2005;
Checking & Saving Accts
Free Extra Checking (former Wa-Mu Free Checking), Chase Plus Saving (former Wa-Mu Saving), Chase Saving (custodial acct). I used to had direct deposit until I lost my job (02/10).
Three CCs Accts
Freedom MC, Freedom VISA (former Starbucks Duetto VISA), MC (former WA-Mu Platinum). I used to use Freedom MC mainly due to the rewards system. Now, I am going to use both of my Freedom equally.
Chase Identity Theft Protection ($11.99 with al three FACO scores)
They said, they do not offer this service to non Chase member. He/She must have at least one acct with them either banking acct or CC acct.
I have also received a letter;
CREDIT LINE INCREASE
RE: Your account ending in xxxx
New credit line: $9,000
As a result of your good credit standing, you now have access to an increased credit line. It's automatic. You don't have to do anything.
I am not planing to do any BT to any of my CCs unless NO BT FEE with very low low low APR for over a year. Then I may do BT from my student loan.
I would like to see an ACLI on my Freedom VISA in the future
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO