Credit Card Center Advertiser Disclosure

Reply
Regular Contributor
Posts: 181
Registered: ‎10-20-2007
0

Re: Check your Chase cards for auto CLI

I have two chase credit cards, a personal checking and personal savings, a business checking and a buisiness savings and they passed me up on the CLI 's but I get the option of BT.  Last year they cut my limits.

They make lots of money off me because I use my cards, I pay my bills on time and I help their share holders earn $$$$$$ and I get nothing.

What do I have to do to get some LOVE from chase??????? So sad, so sad!

Is this chapter 13 EVER going to end???
Valued Contributor
Posts: 3,017
Registered: ‎06-03-2008
0

Re: Check your Chase cards for auto CLI

So, does the BT link only show up when they are offering it to you? If so, I have the option as well. But, it says it would be at my current interest rate which is 13.24%...sucky.

Senior Contributor
Posts: 3,879
Registered: ‎01-10-2008
0

Re: Check your Chase cards for auto CLI

BT:  Yes, at regular purchase rate (17.24) 

 

CLI:  No

DCU EQ 5.0, Citi EQ 08 Bankcard, PenFed EX NG2
EX 08: AFCU, Amex, Chase, PSECU EX 98(?)
TU 08: Barclays, Discover
Frequent Contributor
Posts: 313
Registered: ‎06-26-2009
0

Re: Check your Chase cards for auto CLI

Chase Amazon

 

BT = Yes

 

CLI = No (but then I've only had it 2 months)


Starting Score: EQ 618 TU 585
Current Score: EQ 680 TU 698 EX 681 (lender pull 04/2010)
Goal Score: EQ 720 TU 720


Take the FICO Fitness Challenge
Regular Contributor
Posts: 216
Registered: ‎01-26-2008
0

Re: Check your Chase cards for auto CLI

No-CLI

 

Yes- BT

FICO's - 3/14/14 TU 795 4/17/14 EQ:805 3/7/14 EX: 801


Baddies all Gone
Established Contributor
Posts: 691
Registered: ‎04-05-2008
0

Re: Check your Chase cards for auto CLI

Former WaMu turned PerfectCard turned Freedom.  BT option now available at 12.24%.  CLI, nadda!


Starting Score: TU 723, EQ 708
Current Score: TU 796, EQ 743
Goal Score: TU 800, EQ 800


Take the FICO Fitness Challenge


Starting Score: 708
Current Score: 743
Goal Score: 800


Take the FICO Fitness Challenge
Senior Contributor
Posts: 4,322
Registered: ‎05-01-2008
0

Re: Check your Chase cards for auto CLI

Chase BP Visa:

 

CLI - nope

BT - yes...at 19.24!   



Starting Score: 02/2015 TU 709 - EQ 676 - EX 729
Current Score: 04/2017 TU 754 - EQ 757 - EX 747
Goal Score: 850

Bury me in the garden...last app 08.09.15

Moderator Emeritus
Posts: 16,382
Registered: ‎03-12-2007
0

Re: Check your Chase cards for auto CLI

 


BungalowMo wrote:

 

Chase BP Visa:

 

BT - yes...at 19.24!   


19.24% APR on a BT, that's insane. How much is the BT fee, 5%?

 

Credit Profile:
FICO 9: EQ 833 ~ EX 828 ~ TU 824 (07-12-2017)
FICO 8: EQ 830 ~ EX 819 ~ TU 828 (07-12-2017)
FICO 8 Bankcard: EQ 851 ~ EX 849 ~ TU 851 (07-12-2017)
Credit History: 29 years ~ AAoA: 14 years
Total available revolving credit: 157K ~ Cumulative Util: 3% (1 CC reporting a balance)
Inqs: 1 EX (new)
14 Total Accounts on Reports: 9 open, 5 closed. 1 newly opened installment account
Super Contributor
Posts: 8,198
Registered: ‎03-25-2007
0

Re: Check your Chase cards for auto CLI

Chase Visa - no CLI, but 0% and 2.9% BT offers

The slide from grace is really more like gliding
And I've found the trick is not to stop the sliding
But to find a graceful way of staying slid
Moderator Emeritus
Posts: 16,382
Registered: ‎03-12-2007
0

Re: Check your Chase cards for auto CLI

 


MidnightVoice wrote:

Chase Visa - no CLI, but 0% and 2.9% BT offers


How many months are those BT rates good for?

 

Credit Profile:
FICO 9: EQ 833 ~ EX 828 ~ TU 824 (07-12-2017)
FICO 8: EQ 830 ~ EX 819 ~ TU 828 (07-12-2017)
FICO 8 Bankcard: EQ 851 ~ EX 849 ~ TU 851 (07-12-2017)
Credit History: 29 years ~ AAoA: 14 years
Total available revolving credit: 157K ~ Cumulative Util: 3% (1 CC reporting a balance)
Inqs: 1 EX (new)
14 Total Accounts on Reports: 9 open, 5 closed. 1 newly opened installment account

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
‡ Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.