0% till January I think, the 2.9 until June next year
CLI = no
BT = 0% through billing cycle ending in Nov 2010. OR I can go with my standard rate of * goes to check * ah, yes, 19.24%.
Dear Chase requires that I click on the app, enter the CC # I want to transfer from and the $ amount before telling me minor details like the BT fee. Not to mention that my whopping $3500 CL isn't gonna provide for much of a BT if I wanted to keep it under 50%.
Just logged into my account this morning and saw Chase raised my CL from $7500 to $8300. That was a nice surprise. My May statement still shows the $7500CL so I'm not sure when they made the change. Just thought I'd post as an FYI.
I have had my card for 2 years now. Because I have the old Freedom Plus card and basically wind up getting 3% cash back on all my purchases I've made a LOT of cash back on this card. For that reason I've used it quite a bit. They have given me 3 auto CLI but the last one was $500 and this one was only $800 I think. I don't know, what did I say they raised me to $8300? I'd have to go back and check. The time before that was good though it was atleast $2500, or maybe even $3000.
I don't know if I have a BT option, I will have to look for that. I wouldn't use it though my interest rate is high as it is at 13.24% I think it is. I can't see using a 19% for a BT. Eew.
Congratulation UpUpUp!! I got same surprise also. My Freedom MC is almost 4yrs old and it start with 3K. A few weeks a go, I think I received a notification from Chase regarding ACLI. Then I logged in to my on-line acct and I saw Chase gave me ACLI from 6K to 9K. I have no idea how I got this ACLI. It could be what type of accts I have with them, and how I use it. The bottom line is that I am happy with this ACLI.
I have following services with Chase since 2005;
Checking & Saving Accts
Free Extra Checking (former Wa-Mu Free Checking), Chase Plus Saving (former Wa-Mu Saving), Chase Saving (custodial acct). I used to had direct deposit until I lost my job (02/10).
Three CCs Accts
Freedom MC, Freedom VISA (former Starbucks Duetto VISA), MC (former WA-Mu Platinum). I used to use Freedom MC mainly due to the rewards system. Now, I am going to use both of my Freedom equally.
Chase Identity Theft Protection ($11.99 with al three FACO scores)
They said, they do not offer this service to non Chase member. He/She must have at least one acct with them either banking acct or CC acct.
I have also received a letter;
CREDIT LINE INCREASE
RE: Your account ending in xxxx
New credit line: $9,000
As a result of your good credit standing, you now have access to an increased credit line. It's automatic. You don't have to do anything.
I am not planing to do any BT to any of my CCs unless NO BT FEE with very low low low APR for over a year. Then I may do BT from my student loan.
I would like to see an ACLI on my Freedom VISA in the future