Reply
New Contributor
Posts: 58
Registered: ‎09-26-2011
0

Chexsystems and secured cards

Hello all do banks check check systems when opening a secured account? I have a boa account from 08 but I am trying to rebuild my credit with a secured card. I am trying to avoid any useless inquires so was hoping to see if anyone has any knowledge or experience with us bank or cap1 on this concern. Thx for all your time and help!
Established Contributor
Posts: 982
Registered: ‎03-22-2012
0

Re: Chexsystems and secured cards

You will be okay with Cap1 and BoA. I received secured cards from both Cap! and BoA with a baddie on ChexSys. Are you trying to say the ChexSys baddie is from BoA?



Starting Score: EQ 658 6/18/12
Current Score: EQ 690 11/17/14 - EX 687 7/21/14 - TU 701 12/8/14
Goal Score: EQ 720+
Take the FICO Fitness Challenge

New Contributor
Posts: 58
Registered: ‎09-26-2011
0

Re: Chexsystems and secured cards

Yes sorry the baddie is from boa I'll wait until my later in the month after Kay's and Amex report I paid those balances down. Hopefully that will shoot my score up a bit.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions based on Experian or Equifax data (additional FICO® Score versions based on TransUnion data are not currently available on myFICO.com). Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.