Hello all do banks check check systems when opening a secured account? I have a boa account from 08 but I am trying to rebuild my credit with a secured card. I am trying to avoid any useless inquires so was hoping to see if anyone has any knowledge or experience with us bank or cap1 on this concern. Thx for all your time and help!
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.