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why would you risk getting caught stealing the chip when you could just take the information and still use it 100 places 2 weeks later?
by stealing the chip the cardholder will know as soon as his next purchase.
by stealing the info, the card stays active and cardholder cant pin down weeks later who stole the info.
makes zero sense.
DON'T WORK FOR CREDIT CARDS ... MAKE CREDIT CARDS WORK FOR YOU!
Just got through this thread.
This morning, Chase contacted me because of a fraud alert on my card (someone charged over 300 bucks to a political campaign. )She asked me if I still had my card, I do. She also asked me if the chip was still on it, it is. So I guess the chip can come off?
This is scary. It's good to have a back card or more thna 2 credit cards with you just in case.
@ginger1477 wrote:
...I stopped before I could slice my hand. It looks like it world be easy to get out but getting a blade under is very difficult. The only way I could do that was by cutting the side and the thing only came up in one piece at a time. It's a thin metal.
Well I'm not the strongest person ever, nor do I make it a habit to steal credit cards, but from my ten minutes of going at it I think the card would look noticiably tampered with right away.
A square hole punch would most likely be able to do it, but it seems unlikely that a cardholder would not notice a "sticker" had been put in its place.
Best to look at your cards when you receive them back so you can ensure that you are receiving the correct card and not someone else's card.
@Anonymous wrote:
@ginger1477 wrote:
...I stopped before I could slice my hand. It looks like it world be easy to get out but getting a blade under is very difficult. The only way I could do that was by cutting the side and the thing only came up in one piece at a time. It's a thin metal.
Well I'm not the strongest person ever, nor do I make it a habit to steal credit cards, but from my ten minutes of going at it I think the card would look noticiably tampered with right away.A square hole punch would most likely be able to do it, but it seems unlikely that a cardholder would not notice a "sticker" had been put in its place.
Best to look at your cards when you receive them back so you can ensure that you are receiving the correct card and not someone else's card.
^^^ This "scares" me much worse than a stolen/missing chip - it actually happened to a good friend of mine, and I was there when he realized there had been a 'switch'. It was a honest error made by a waiter... his card was identical to the one it was switched with (other than name and account number, of course).
Both he and the other guy had even made purchases on each other's cards later that night without noticing (my friend noticed when he got home and looked closely at a receipt)... I will add that the bank did a really good job of putting everything where it should have been, but it could have been very bad had either of them actually wanted to 'take advantage' of the situation.