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New Member
OnTheRoad
Posts: 5
Registered: ‎04-15-2009
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Christian Community Credit Union (CCCU) - How long on an app?

Hello.

 

I joined CCCU on 8/31 and applied for a CC on 9/01.  They didn't pull my CR (experian) till 9/02.

 

The status shows pending.  I'm curious how long it generally takes until you get either request for info or a decision with this CU?

 

Thanks.

 

BTW:  I really like the FinanceWorks that CCCU offers.  It is a free online Quicken (intuit) application that pulls all of your checking & savings accounts, credit cards, loans, etc.  Then it tracks balances, transactions, etc.  It allows one to set up a budget, put in bills, see trends, etc.  Pretty nice and its free. I can see my total cash and debt positions in one place.  It can pull everything automatically, no manual entry or even downloads to import.

Valued Contributor
Uborrow-Upay
Posts: 2,710
Registered: ‎10-16-2008
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Re: Christian Community Credit Union (CCCU) - How long on an app?

Welcome to the forums, OnTheRoad!

 

Bumping this up for you...

 

 

 

 

 

 

 

(Txjohn, you've got one (at least) of these, right?)  lol  :smileyhappy:

 

 

Senior Contributor
txjohn
Posts: 4,214
Registered: ‎09-12-2008
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Re: Christian Community Credit Union (CCCU) - How long on an app?


Uborrow-Upay wrote:

Welcome to the forums, OnTheRoad!

 

Bumping this up for you...

 

 

 

 

 

 

 

(Txjohn, you've got one (at least) of these, right?)  lol  :smileyhappy:

 

 


 

LOL.  Nope, don't have this one.  I do have checking & savings accounts with them.  But haven't applied for credit and won't, at least not in the next 18 to 24 months.

 

Did OP ever get a decision? 

Credit Scoring 101 - Tuscani   *  Guide to Common Abbreviations
Frequently Requested Threads * FICO High Achievers  *  FICO Score Estimator


09/03/2009 TU: 777, EQ: 776 ($8 balance on an account dropped me out of 780's)
03/28/2009 TU: 814, EQ: 810, EX: 781 (02/12/2009)
05/18/2005 TU: 563, EQ: 580, EX: 549
New Member
OnTheRoad
Posts: 5
Registered: ‎04-15-2009
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Re: Christian Community Credit Union (CCCU) - How long on an app?

[ Edited ]

No I have not gotten any word yet.  The online status is still pending.  I'm starting to think that maybe they don't update the online status and I will get something in the mail next week.

 

The only thing I have received from them so far are uDeposit envelopes that I ordered.  I put $5200 in deposit with them.

 

 

Message Edited by OnTheRoad on 09-05-2009 05:21 AM
Valued Contributor
Uborrow-Upay
Posts: 2,710
Registered: ‎10-16-2008
0

Re: Christian Community Credit Union (CCCU) - How long on an app?


txjohn wrote: LOL.  Nope, don't have this one.  I do have checking & savings accounts with them.
Absolutely amazing!  I was trying to be cute...
Just to save space here, please list the financial institutions anywhere on this planet where you don't have an account of some sort.  :smileyhappy:
 Awesome!
 
 

 

Valued Contributor
casinoannie97
Posts: 1,989
Registered: ‎08-17-2007
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Re: Christian Community Credit Union (CCCU) - How long on an app?

[ Edited ]

I got card a little over a year ago.  they probably still do things manually so they take longer.  They called me first and you have to be patient with them.  On the other hand, they just gave me auto cli for 2500 after a year.

Hang in there for they are excellent.

I only had to sign religious statement.   No accounts.

 

PS:  I think it took a couple of weeks but like I said they're great and it's worth it.  I do believe they still call you personally

Message Edited by casinoannie97 on 09-05-2009 05:42 AM
Message Edited by casinoannie97 on 09-05-2009 10:33 AM
Senior Contributor
txjohn
Posts: 4,214
Registered: ‎09-12-2008
0

Re: Christian Community Credit Union (CCCU) - How long on an app?


Uborrow-Upay wrote:

txjohn wrote: LOL.  Nope, don't have this one.  I do have checking & savings accounts with them.
Absolutely amazing!  I was trying to be cute...
Just to save space here, please list the financial institutions anywhere on this planet where you don't have an account of some sort.  :smileyhappy:
 Awesome!

LOL.  I joined them earlier on.  But I didn't go for their card because it is over 10% APR and I wanted cards that were under 10% APR.  I now wish I had app'ed CCCU instead of PenFed (over 13%).

 

Anyway, I liked what CCCU stood for, what they did with profits and may consider some credit through them down the road.  I also found the Finance Works online app interesting.

 

 

 

ack to OP.  I suggest maybe you call them and inquire???  Unless you don't like to call on apps, then just wait to see what comes in the mail I guess.  Do let us know what the final disposition turns out to be.

 

 

Credit Scoring 101 - Tuscani   *  Guide to Common Abbreviations
Frequently Requested Threads * FICO High Achievers  *  FICO Score Estimator


09/03/2009 TU: 777, EQ: 776 ($8 balance on an account dropped me out of 780's)
03/28/2009 TU: 814, EQ: 810, EX: 781 (02/12/2009)
05/18/2005 TU: 563, EQ: 580, EX: 549

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