So last year I had only about 1200 in available credit and was using 34 percent of it. Now less than a year later I have more than 65k in limits and am currently at >1 utilization. I have only 250 on my best buy card and 200 on my Barclay card both at 0% but I don't like carrying debt anymore. I have saved more than a thousand dollars in UR points and have cash saved for gifts. No more deficit spending only pure cash for credit. What are your plans for holiday shopping and debt reduction or debt increase?
Jaguar F-Type R Loan 50K Balance
Goldman Sachs Signature Loan $29,000 TU 750 score pulled at time of loan.
Student Loan Debt $1,500
Credit Card Debt $300 1>% of $166,700
FAKO Transunion 723 Equifax 744
What's in my wallet? Chase Sapphire Reserve, Chase Freedom Unlimited, and AMEX Blue for Business
