CiTI preferred card increase

Lpbelleza27 · ‎05-26-2013

I bravely click the love button for my CITI preferred credit card and instantly got approved for $1300. My total line now is $2600, i know thats not that much but hey thats 100% increase. Also it said no inquiry was done.

FYI, i have the card for almost 1 yr and never try to ask for an increase.

I hope this will be a positive impact to my credit. Any thoughts?

myjourney · ‎05-26-2013

@Lpbelleza27 wrote:
I bravely click the love button for my CITI preferred credit card and instantly got approved for $1300. My total line now is $2600, i know thats not that much but hey thats 100% increase. Also it said no inquiry was done.

FYI, i have the card for almost 1 yr and never try to ask for an increase.

I hope this will be a positive impact to my credit. Any thoughts?

Congrats and yes it will be a positive

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?

LS2982 · ‎05-26-2013

@Lpbelleza27 wrote:
I bravely click the love button for my CITI preferred credit card and instantly got approved for $1300. My total line now is $2600, i know thats not that much but hey thats 100% increase. Also it said no inquiry was done.

FYI, i have the card for almost 1 yr and never try to ask for an increase.

I hope this will be a positive impact to my credit. Any thoughts?

CONGRATS!!!

SP luv is the best!

EQ FICO 548 3/3/16

armbenderc · ‎05-26-2013

Yup, SP CLI is the best.

I did with my Citi card also. Twice in the past 13 months, 6 months in between. Write the date down and you can do it again after 6 months.

2013 Approvals: Discover IT - 3/1, Amex BCE - 3/4, CSP - 5/4, Barclay Ring - 6/12, BoA Privileges Cash - 6/27, Citi TY Preferred - 8/6, OCCU Duck - 11/4, USBank (Cash+) - 11/22, Wells Fargo - 12/21, Nordstrom - 12/29

12/19/2013, $100k+ Available Credit. Total Util: 0-1%

CreditJunkie917 · ‎05-26-2013

Congrats!!! Yes, it will be positive. It will lower your overall utilization.

Amex PRG(NPSL), Amex BCE($5K), Amex Hilton($1K), NavCheck ($15K), NFCU CR Siggy($20K), USAA Amex($7K), USAA World MC($7K), CSP($2.3K), Chase Marriott($1.8K), Care Credit($2.5K), Cap1 QS($3.5K), VS($500), Cap1 Secure($200) Starting Scores(Jan 2013): FICO EQ: 643, TU: 552, EX: 567 Current Scores(Sept. 2016): FICO EQ: 672, TU: 703(?), EX: 682 In the Garden FOR-EV-ER!!!!! Cards and goals achieved! Let's grow and mature these babies!!!

ezdoesit · ‎05-26-2013

NIce CLI Congrats.

asphaltcowboy · ‎05-26-2013

Congrats on the CLI, yes to the positive

Starting Score TU 667 EQ 663 EX 655
Current Score TU 778 EQ 776 EX 781 Last Update 4/2016
Garden Club 04/10/2013