06-03-2013 03:24 PM
I was approved for a 2k limit for the Citi thank you card , i havent tried to call and see if i could get my limit bumped up anymore ...Question is i have a Walmart card with a 3500 limit and a balance of 3k on it atm . I was thinking of doing the BT for as much as i can for the no intrest rate for 15 months ...the thing is will Citi look down on me for almost maxing out the card already for a BT ? Anyone's 2 cents is welcome pls and thx !
06-03-2013 03:26 PM
06-03-2013 04:44 PM
06-03-2013 04:57 PM
You shouldn't have a problem. When I applied for my Simplicity, I indicated that I was interested in a balance transfer, told them how much and which account. The CL was less than the BT amount I requested and CITI (not me) chose to max out the card for the balance transfer. I had quite a chuckle when they did that. CL was 2k and I think the BT brought the balance to 1996.00 which included the BT fee.
06-03-2013 05:59 PM
Thanks for the replys , guess ill wait for my card to come in the mail and try for a CLI and a BT ! Hopefuly with out a HP !
06-03-2013 06:48 PM
06-05-2013 05:46 PM
Thanks , i called for a CLI not useing the backdoor number cause they were closed at the time and they wanted to do another HP i told them no thanks ill wait it out . Ill call the backdoor number tomorrow when the EO office is open and see if they can do anything for me . But i did transfer the max of my 2k limit they would allow and if i get lucky with the EO ill transfer the rest then ! Time to pay off these cards as i get a bad sunburn in the GARDEN !!!!!!Cause im sure ill be there a while lol !
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.