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Established Contributor
Posts: 717
Registered: ‎03-05-2008
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Circuit City and Best Buy CC's - Which is easier to get

Want to purchase a new TV and both places have good deals now.  Can anyone who has either or both cards tell me if they are easy/hard to get?  What were your scores?  Do/did you have any baddies when you applied?  Not sure which one is better.  I don't like Circuit City too much, but if their's is the easier card then that is where I will go.  Thanks in advance for all responses.

Starting Score: EQ: 633 (12/31/09) TU: 651 (12/31/09)
Current Score: EQ:633 TU: 651
Goal Score: EQ: 700 TU:700


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Valued Contributor
Posts: 2,205
Registered: ‎12-06-2007
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Re: Circuit City and Best Buy CC's - Which is easier to get

BB seems easier. (HSBC)  I had a couple of baddies at the time but was approved.
 
CC is backed by Chase. They shot me down for short history. EQ was clean.
Moderator Emeritus
Posts: 9,252
Registered: ‎03-19-2007
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Re: Circuit City and Best Buy CC's - Which is easier to get

I prefer CC over BB-
Both are fairly easy to get- (besides I hate HSBC)
 
What kind of TV are you looking for? 
 
Costco and internet retailers have much better pricing on  TV's -
 
Costco has a 42" 1080P LCD for $800 right now.
Valued Contributor
Posts: 1,104
Registered: ‎07-12-2008
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Re: Circuit City and Best Buy CC's - Which is easier to get

I agree with those that say BB (HSBC).  HSBC in my opinion is very friendly to those of us rebuilding.
CURRENT SCORES: TU: 641 21 Apps / EX: 644 28 Apps / AAoA: 4.4 Yrs. / Util. 28% / Goal: 700 by 7/2/15

Frequent Contributor
Posts: 366
Registered: ‎12-20-2007
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Re: Circuit City and Best Buy CC's - Which is easier to get

I like Circuit City!!! i have no probs my score was 682 and i had a few collections that were in process to be removed in disputes at the time CL1000
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Established Contributor
Posts: 683
Registered: ‎04-05-2008
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Re: Circuit City and Best Buy CC's - Which is easier to get

If BB is the easiest, how come 93% of applicants are getting declined?!

Starting Score: TU 723, EQ 708
Current Score: TU 796, EQ 743
Goal Score: TU 800, EQ 800


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Starting Score: 708
Current Score: 743
Goal Score: 800


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Regular Contributor
Posts: 130
Registered: ‎03-25-2008
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Re: Circuit City and Best Buy CC's - Which is easier to get

bb is easier to get and it is a much better store
Valued Member
Posts: 34
Registered: ‎01-13-2008
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Re: Circuit City and Best Buy CC's - Which is easier to get

I would go with BB, my fiance applied for both(scores are around 700) and got shot down from CC but approved on the spot from BB. Stupid Chase :smileysad:
3/23/09: TU- 669, EQ- 671, EX - 656
Established Contributor
Posts: 717
Registered: ‎03-05-2008
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Re: Circuit City and Best Buy CC's - Which is easier to get

42" - 50"  HDTV preferably Samsung.  I did see some at Costco but am looking for a CC to temporarily charge to until my bonus comes in Oct.  I know I will get shot down for the Costco AMEX.
 


Timothy wrote:
I prefer CC over BB-
Both are fairly easy to get- (besides I hate HSBC)
 
What kind of TV are you looking for? 
 
Costco and internet retailers have much better pricing on  TV's -
 
Costco has a 42" 1080P LCD for $800 right now.




Starting Score: EQ: 633 (12/31/09) TU: 651 (12/31/09)
Current Score: EQ:633 TU: 651
Goal Score: EQ: 700 TU:700


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Established Contributor
Posts: 832
Registered: ‎03-20-2008
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Re: Circuit City and Best Buy CC's - Which is easier to get



Uniqua wrote:
If BB is the easiest, how come 93% of applicants are getting declined?!

Just out of curiousity where did you find this info? I was thinking of apping for a BB around December but if that is the case I'm not going to waste an inquiry. I would think CC would be much harder to get.
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