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Circuit City and Best Buy CC's - Which is easier to get

Established Contributor

Circuit City and Best Buy CC's - Which is easier to get

Want to purchase a new TV and both places have good deals now.  Can anyone who has either or both cards tell me if they are easy/hard to get?  What were your scores?  Do/did you have any baddies when you applied?  Not sure which one is better.  I don't like Circuit City too much, but if their's is the easier card then that is where I will go.  Thanks in advance for all responses.

Starting Score: EQ: 633 (12/31/09) TU: 651 (12/31/09)
Current Score: EQ:633 TU: 651
Goal Score: EQ: 700 TU:700


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15 REPLIES
Valued Contributor

Re: Circuit City and Best Buy CC's - Which is easier to get

BB seems easier. (HSBC)  I had a couple of baddies at the time but was approved.
 
CC is backed by Chase. They shot me down for short history. EQ was clean.
Moderator Emeritus

Re: Circuit City and Best Buy CC's - Which is easier to get

I prefer CC over BB-
Both are fairly easy to get- (besides I hate HSBC)
 
What kind of TV are you looking for? 
 
Costco and internet retailers have much better pricing on  TV's -
 
Costco has a 42" 1080P LCD for $800 right now.
Valued Contributor

Re: Circuit City and Best Buy CC's - Which is easier to get

I agree with those that say BB (HSBC).  HSBC in my opinion is very friendly to those of us rebuilding.
CURRENT SCORES: TU: 641 21 Apps / EX: 644 28 Apps / AAoA: 4.4 Yrs. / Util. 28% / Goal: 700 by 7/2/15

Frequent Contributor

Re: Circuit City and Best Buy CC's - Which is easier to get

I like Circuit City!!! i have no probs my score was 682 and i had a few collections that were in process to be removed in disputes at the time CL1000
~EveryThing Is Within REach~FICO FORUM roCKs.....
Established Contributor

Re: Circuit City and Best Buy CC's - Which is easier to get

If BB is the easiest, how come 93% of applicants are getting declined?!

Starting Score: TU 723, EQ 708
Current Score: TU 796, EQ 743
Goal Score: TU 800, EQ 800


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Starting Score: 708
Current Score: 743
Goal Score: 800


Take the FICO Fitness Challenge
Regular Contributor

Re: Circuit City and Best Buy CC's - Which is easier to get

bb is easier to get and it is a much better store
New Contributor

Re: Circuit City and Best Buy CC's - Which is easier to get

I would go with BB, my fiance applied for both(scores are around 700) and got shot down from CC but approved on the spot from BB. Stupid Chase Smiley Sad
May 2017 - EQ 700| TU 663| EX 683
Aug 2017 - EQ 745| TU 715| EX 740
Established Contributor

Re: Circuit City and Best Buy CC's - Which is easier to get

42" - 50"  HDTV preferably Samsung.  I did see some at Costco but am looking for a CC to temporarily charge to until my bonus comes in Oct.  I know I will get shot down for the Costco AMEX.
 


Timothy wrote:
I prefer CC over BB-
Both are fairly easy to get- (besides I hate HSBC)
 
What kind of TV are you looking for? 
 
Costco and internet retailers have much better pricing on  TV's -
 
Costco has a 42" 1080P LCD for $800 right now.




Starting Score: EQ: 633 (12/31/09) TU: 651 (12/31/09)
Current Score: EQ:633 TU: 651
Goal Score: EQ: 700 TU:700


Take the FICO Fitness Challenge
Established Contributor

Re: Circuit City and Best Buy CC's - Which is easier to get



Uniqua wrote:
If BB is the easiest, how come 93% of applicants are getting declined?!

Just out of curiousity where did you find this info? I was thinking of apping for a BB around December but if that is the case I'm not going to waste an inquiry. I would think CC would be much harder to get.