I have seen this issue debated (or, people venting about Citi's policies), but I have not been able to find any discussion about what, if anything, have people done (or can do) about it?
The basic issue is credit card companies not reporting a credit limit.
I have a Citi "Platinum Level" AAdantage MasterCard. "Limit" of $35K, balance of $9K, previous high-balance of $22K. Perfect payment history (since 1993), have paid it down to $0 several times, etc. I generally like the card -- use it for business expenses and have added around 50,000 miles per year to my frequent flier account.
But...Citi does not report a credit limit. It would be great to have that $35K factored in to my debt util as i'm about to buy a new house. I called Citi and got frustrated -- I'm sure they get this call all of the time but the woman acted like she had never heard of the issue and I gave up.
Has anyone had any luck getting Citi to report your limit? What are my options and what's the best way to go about this?
Thanks, in advance, for any insight...