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Regular Contributor
Posts: 245
Registered: ‎12-27-2012
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Citi AAdvantage approved with a high CL

Hello myFico,

 

It is just amazing how things work. I was denied for a cli with discover, denied for for world MC with barclay(despite having a history with them) and just for the heck of it(knowing that i may be denied or get a low initial Cl) i applied for citi advantage world master card(40k miles for american airlines)...BOOOOOM...approved automatically by the system, created online account and password...highest ever initial CL $8500!!!

 

Please let me know your experiences with Citi American Airlines advantage Master Card as I have no idea about what kinda card it is except that I'll get 40k miles for 3k in purchases within the first 90 days and $0 annual fee for 12 months!! What a end to the weekend!!! Love it. Thanks to all contributors here.

 

Code

~ 100k in Rev CC. 15k Credit Line. 16.5k Car Loan(@1.7%) Starting scores: 690 EQ (Dec 2012) Mid-year FICO scores April ‘13 Pulled by lenders(Barclays, Amex): TU 747 • EQ 752 • EX 746 • Scores As of Nov 2013: 740 and above across the board.
Valued Contributor
Posts: 1,519
Registered: ‎11-10-2012
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Re: Citi AAdvantage approved with a high CL

Congrats...great job!

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Mega Contributor
Posts: 15,442
Registered: ‎04-09-2011
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Re: Citi AAdvantage approved with a high CL


codesingh wrote:

Hello myFico,

 

It is just amazing how things work. I was denied for a cli with discover, denied for for world MC with barclay(despite having a history with them) and just for the heck of it(knowing that i may be denied or get a low initial Cl) i applied for citi advantage world master card(40k miles for american airlines)...BOOOOOM...approved automatically by the system, created online account and password...highest ever initial CL $8500!!!

 

Please let me know your experiences with Citi American Airlines advantage Master Card as I have no idea about what kinda card it is except that I'll get 40k miles for 3k in purchases within the first 90 days and $0 annual fee for 12 months!! What a end to the weekend!!! Love it. Thanks to all contributors here.

 

Code


CONGRATS!! :smileyhappy:




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Super Contributor
Posts: 9,194
Registered: ‎04-22-2013
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Re: Citi AAdvantage approved with a high CL


codesingh wrote:

Hello myFico,

 

It is just amazing how things work. I was denied for a cli with discover, denied for for world MC with barclay(despite having a history with them) and just for the heck of it(knowing that i may be denied or get a low initial Cl) i applied for citi advantage world master card(40k miles for american airlines)...BOOOOOM...approved automatically by the system, created online account and password...highest ever initial CL $8500!!!

 

Please let me know your experiences with Citi American Airlines advantage Master Card as I have no idea about what kinda card it is except that I'll get 40k miles for 3k in purchases within the first 90 days and $0 annual fee for 12 months!! What a end to the weekend!!! Love it. Thanks to all contributors here.

 

Code


Congratulations.  Not sure what you mean "I have no idea about what kinda card it is".

 

The card simply earns American Airlines AAdvantage miles, which can be used for flights on them and their partners/hotels/etc.  You can also redeem for gift cards/magazines etc, but these are considered lower value uses.

 

You usually earn 1 mile per $ spent, with 2 miles on AA purchases.

 

Do you fly AA or partners?  (Or US Air once merger happens?)

Super Contributor
Posts: 9,194
Registered: ‎04-22-2013
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Re: Citi AAdvantage approved with a high CL


longtimelurker wrote:

codesingh wrote:

Hello myFico,

 

It is just amazing how things work. I was denied for a cli with discover, denied for for world MC with barclay(despite having a history with them) and just for the heck of it(knowing that i may be denied or get a low initial Cl) i applied for citi advantage world master card(40k miles for american airlines)...BOOOOOM...approved automatically by the system, created online account and password...highest ever initial CL $8500!!!

 

Please let me know your experiences with Citi American Airlines advantage Master Card as I have no idea about what kinda card it is except that I'll get 40k miles for 3k in purchases within the first 90 days and $0 annual fee for 12 months!! What a end to the weekend!!! Love it. Thanks to all contributors here.

 

Code


Congratulations.  Not sure what you mean "I have no idea about what kinda card it is".

 

The card simply earns American Airlines AAdvantage miles, which can be used for flights on them and their partners/hotels/etc.  You can also redeem for gift cards/magazines etc, but these are considered lower value uses.

 

You usually earn 1 mile per $ spent, with 2 miles on AA purchases.

 

Do you fly AA or partners?  (Or US Air once merger happens?)


Also, there is an AF which people generally find easy to get partly waived with a retention offer (like fee credit if you spend $1000 in the next three months etc).  Having some spend on the account will help!

Regular Contributor
Posts: 245
Registered: ‎12-27-2012
0

Re: Citi AAdvantage approved with a high CL


longtimelurker wrote:

longtimelurker wrote:

codesingh wrote:

Hello myFico,

 

It is just amazing how things work. I was denied for a cli with discover, denied for for world MC with barclay(despite having a history with them) and just for the heck of it(knowing that i may be denied or get a low initial Cl) i applied for citi advantage world master card(40k miles for american airlines)...BOOOOOM...approved automatically by the system, created online account and password...highest ever initial CL $8500!!!

 

Please let me know your experiences with Citi American Airlines advantage Master Card as I have no idea about what kinda card it is except that I'll get 40k miles for 3k in purchases within the first 90 days and $0 annual fee for 12 months!! What a end to the weekend!!! Love it. Thanks to all contributors here.

 

Code


Congratulations.  Not sure what you mean "I have no idea about what kinda card it is".

 

The card simply earns American Airlines AAdvantage miles, which can be used for flights on them and their partners/hotels/etc.  You can also redeem for gift cards/magazines etc, but these are considered lower value uses.

 

You usually earn 1 mile per $ spent, with 2 miles on AA purchases.

 

Do you fly AA or partners?  (Or US Air once merger happens?)


Also, there is an AF which people generally find easy to get partly waived with a retention offer (like fee credit if you spend $1000 in the next three months etc).  Having some spend on the account will help!


 

Thanks all...Thanks longtimelurker for the idea.

I do use AA and I see this citi card as better than amex delta in that it will give me one companion ticket/fare per year. 

~ 100k in Rev CC. 15k Credit Line. 16.5k Car Loan(@1.7%) Starting scores: 690 EQ (Dec 2012) Mid-year FICO scores April ‘13 Pulled by lenders(Barclays, Amex): TU 747 • EQ 752 • EX 746 • Scores As of Nov 2013: 740 and above across the board.
Established Contributor
Posts: 665
Registered: ‎08-02-2011
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Re: Citi AAdvantage approved with a high CL

Congrats!
TU FICO: 772 (Discover) • Exp FICO: 772 (Citi)

Amex BCP $13K | Amex Costco TE $10.4K | Amex SPG $10.1K | Chase Freedom Visa Signature $15K | Chase Sapphire Preferred Visa Signature $15K | Chase Ink Plus World Elite MC $5K | Citi TY Preferred World MC $10.1K | Citi Forward $10K | Discover IT $9K | JP Morgan Chase Select Visa Signature $9.2K | NFCU Flagship Visa Signature $25K | NFCU LOC $15K | NFL Visa Signature (Saints) $8.1K | USAA Amex $10K | USAA World MC $9K
Frequent Contributor
Posts: 360
Registered: ‎10-17-2012
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Re: Citi AAdvantage approved with a high CL

AAdvantage mile is generally considered one of the most valuable Frequent Flyer Miles.. Slightly better than United, much better than Delta.. According to my experience. 

 

BTW.. I was thinking you were approved for something like $30K CL when I saw the subject.

Fide Amex 15K | Barclays Reward 3.5K | Citi Forward Student 5K | Discover IT 12.8K | US Cash Reward 6K | GE Paypal 5.5K | Wal Discover 6K | CapOne 3.5K | Kohl's 0.3K
Regular Contributor
Posts: 245
Registered: ‎12-27-2012
0

Re: Citi AAdvantage approved with a high CL


w20031424 wrote:

AAdvantage mile is generally considered one of the most valuable Frequent Flyer Miles.. Slightly better than United, much better than Delta.. According to my experience. 

 

BTW.. I was thinking you were approved for something like $30K CL when I saw the subject.


That's right w20031424, esp. because CITI will give one companion fare each year of membership is what tops the skymiles, actually amex's gold delta skymiles used to give a companion fare each year of membership but then they stopped doing that.

 

...well...the news is i got yet another notification that they added few more hundred and made it to 9.1k for my approval. 9.1k is a high initial CL!! for any lender.

~ 100k in Rev CC. 15k Credit Line. 16.5k Car Loan(@1.7%) Starting scores: 690 EQ (Dec 2012) Mid-year FICO scores April ‘13 Pulled by lenders(Barclays, Amex): TU 747 • EQ 752 • EX 746 • Scores As of Nov 2013: 740 and above across the board.
Community Leader
Senior Contributor
Posts: 26,709
Registered: ‎02-07-2013
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Re: Citi AAdvantage approved with a high CL


codesingh wrote:

Hello myFico,

 

It is just amazing how things work. I was denied for a cli with discover, denied for for world MC with barclay(despite having a history with them) and just for the heck of it(knowing that i may be denied or get a low initial Cl) i applied for citi advantage world master card(40k miles for american airlines)...BOOOOOM...approved automatically by the system, created online account and password...highest ever initial CL $8500!!!

 

Please let me know your experiences with Citi American Airlines advantage Master Card as I have no idea about what kinda card it is except that I'll get 40k miles for 3k in purchases within the first 90 days and $0 annual fee for 12 months!! What a end to the weekend!!! Love it. Thanks to all contributors here.

 

Code


Congrats WTG

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