01-30-2010 05:59 AM
02-01-2010 10:59 AM
02-01-2010 01:24 PM - edited 02-01-2010 01:26 PM
That's kind of a hassle for them to ask for so much, you need to send them all three documents they are asking for? Unless you noted on your application that you make an extraodinary amount of $$ I don't see why they want so much backup. Do they not believe you? I applied with them 3 years ago and was approved as well but I was not asked to send any documentation. It makes sense that Citi would not ask you to provide these documents if they were not going to approve you but I would still be weary, in my opinion they are not loyal to their customers. I finally closed my AAdvantage account with them last month after being declined a CLI. I have never asked or been offered a CLI on that card since the day I opened the account and the day I ask for one they decline me despite the fact that I have always paid my bill on time, never late and have a 748 Fico. Good luck with them! I hope they are kinder to you than they were to me!
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.