Credit Cards

turn on suggestions Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type.
Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type.
Reply
Topic Options
Member
tkins02
Posts: 7
Registered: ‎11-01-2008

Citi APR Reduction

Options

‎08-15-2012 12:25 PM

Due to the scheduled global APR review by the system this month has anyone recieved a reduction. Just asking?

Starting Score: 620
Current Score: 706 5/2012
Goal Score: 850( break 750 by 1/2013)

Take the FICO Fitness Challenge

Message 1 of 5 (247 Views)
 
Reply
Contributor
Happychap
Posts: 164
Registered: ‎10-25-2011

Re: Citi APR Reduction

Options

‎08-15-2012 12:32 PM

I noticed that my APR went from 29.97 to 11.97 !!    For some reason a few years back my APR went up to that from 11.99 and remianed that way ever since.  Well ever since this month.   Hope it remains that way.

Message 2 of 5 (239 Views)
 
Reply
Established Contributor
migliogiorni
Posts: 585
Registered: ‎06-27-2012

Re: Citi APR Reduction

Options

‎08-15-2012 01:38 PM

Nice is that your lowest apr card?

 

Dallas Cowboys Fan :smileyvery-happy:
Wally: 5k
BofA: 4.9k
Chase: 4k
Citi: 3.5k
JCP: 2.4k
DFS: 2k
Discover: 1.25 k
Message 3 of 5 (203 Views)
 
Reply
Regular Contributor
ramblin_wreck08
Posts: 156
Registered: ‎08-09-2012

Re: Citi APR Reduction

Options

‎08-15-2012 02:02 PM

Mine went down from 16.24% to 15.99%. Doesn't really matter since I never carry a balance, but nice nonetheless.



What's in my wallet:



Left to right:
NPSL ($10k approved)
$5k (EMV - Chip & PIN)
$5.5k (Visa Sig + EMV)
$4,950

Transunion FICO: 709 (8/13/12) -> 740 (9/24/12)
Equifax Risk Score: 706 (7/22/12)
Experian Plus: 724 (8/13/12)
Message 4 of 5 (186 Views)
 
Reply
Regular Contributor
asteroidblues86
Posts: 199
Registered: ‎08-04-2012

Re: Citi APR Reduction

Options

‎08-15-2012 02:11 PM

My APR on Citi is 6.74%.

Message 5 of 5 (174 Views)
 
Reply

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
www.myfico.com is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+