Posts: 7
Registered: ‎11-01-2008

Citi APR Reduction

Due to the scheduled global APR review by the system this month has anyone recieved a reduction. Just asking?

Starting Score: 620
Current Score: 706 5/2012
Goal Score: 850( break 750 by 1/2013)

Take the FICO Fitness Challenge

Frequent Contributor
Posts: 344
Registered: ‎10-25-2011

Re: Citi APR Reduction

I noticed that my APR went from 29.97 to 11.97 !!    For some reason a few years back my APR went up to that from 11.99 and remianed that way ever since.  Well ever since this month.   Hope it remains that way.

Established Contributor
Posts: 657
Registered: ‎06-27-2012

Re: Citi APR Reduction

Nice is that your lowest apr card?


BOA: 8.9k
CSP: 5k
Discover: 5k
Citi TY Preferd: 5k
Wally: 5k
JCP: 4.9k
citiForward: 4.7k
ChaseFreedom: 4.5k
DFS: 2k
Regular Contributor
Posts: 181
Registered: ‎08-09-2012

Re: Citi APR Reduction

Mine went down from 16.24% to 15.99%. Doesn't really matter since I never carry a balance, but nice nonetheless.

What's in my wallet:

Left to right:
NPSL ($10k approved)
$5k (EMV - Chip & PIN)
$7k (Visa Sig + EMV)
$7.5k (WEMC)

Transunion FICO: 709 (8/13/12) -> 740 (9/24/12)
Credit Karma: 772 (11/24/13)
Credit Sesame: 755 (11/5/13)
Regular Contributor
Posts: 234
Registered: ‎08-04-2012

Re: Citi APR Reduction

My APR on Citi is 6.74%.

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+