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Citi AR twice in two weeks....??

 

Is this normal? Or the result of my new Barclays Arrival appearing on 05/27?  Citi worried ?

 

Citi_AR.jpg

 

What do you think?

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Re: Citi AR twice in two weeks....??


lg8302ch wrote:

 

Is this normal? Or the result of my new Barclays Arrival appearing on 05/27?  Citi worried ?

 

Citi_AR.jpg

 

What do you think?


Citi is like AMEX, they keep an eye on you everytime you apply for credit, get a new account or pretty much anytime there is a major change in your credit report. I recently applied for 2 Chase, 1 US bank and AMEX in the last 2 months and everytime i had an AR from Citi and AMEX the next day following the INQs. Especially if your account is new with them.

Cards: (Chase x8) (Citi x6) (Amex x6) (BofA x3) (US Bank x3) (Barclays x4) (WF x2) (Cap1 x4) (Synch x4) (Penfed x2) (Macys Amex, Discover, USAA, Fidelity, NASA x1), PLOC: Citi (18k) WF (10k), Personal Loan: USAA (25K), Auto Loans: Ally, Audi Financial.
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Re: Citi AR twice in two weeks....??


dodgerslv wrote:

 

Citi is like AMEX, they keep an eye on you everytime you apply for credit, get a new account or pretty much anytime there is a major change in your credit report. I recently applied for 2 Chase, 1 US bank and AMEX in the last 2 months and everytime i had an AR from Citi and AMEX the next day following the INQs. Especially if your account is new with them.


Oh..thanks for this explanation. The first AR was due to the new Barclays Arrival then which appeared on 05/27 on my reports as new account and on 06/13 Chase did two  unauthorized pulls and this would explain the second AR on 06/14. Just keep my fingers crossed that no AA for the unauthorized Chase pulls that will get taken off my reports in the next 30-60 days. Was not aware that it could alert other lenders intantly - Good explanation 

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Re: Citi AR twice in two weeks....??

All pretty standard practice after a new account or inquiry.  It's an automatic alert service they subscribe to.

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Re: Citi AR twice in two weeks....??


Open123 wrote:

All pretty standard practice after a new account or inquiry.  It's an automatic alert service they subscribe to.


Thanks. Is there a monitoring service that will display the SP of all the CRA's?  And that does not cost a fortune. Monthly pulls would be perfect. Any idea? I find it quite interesting to access this info too.

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Re: Citi AR twice in two weeks....??

[ Edited ]

lg8302ch wrote:

Open123 wrote:

All pretty standard practice after a new account or inquiry.  It's an automatic alert service they subscribe to.


Thanks. Is there a monitoring service that will display the SP of all the CRA's?  And that does not cost a fortune. Monthly pulls would be perfect. Any idea? I find it quite interesting to access this info too.


Edited to remove content that violates TOS.

 

Shogun, myFICO moderator

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Re: Citi AR twice in two weeks....??

@ open123

Tried the denial of credit with Experian after the unauthorized pull from Chase but was given the answer as "invalid..." do not recall the full phrasing and assumed if you have a relationship with a lender this will not work. Might try the dispute option but hope you can view the report before acutally disputing. Since Chase promised to remove the pull I do not want to dispute it.  But of course would love to check if the HP will ever get removed and if possible without paying for this. My free reports from annualcreditreport.com I have used for this year already Smiley Wink

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