Reply
Frequent Contributor
mauwow0682
Posts: 284
Registered: ‎08-24-2010

Citi Advantage AA Visa gold and Discover More Approval!!!!

Hi everyone-

 

I have been lurking around the forums for a little over a year now, posting here and there. I have learned a lot from everyone here.

 

I spent a good amount of 2011 gardening b/c I was inquiry heavy towards the end of 2010 due to car shopping. Yikes! Gardening has started to pay off. I decided I waited long enough and I took a chance and applied for Citi Advantaged and to my disbelief I was approved with a $5,000.00 limit.

 

Feeling good about myself I decided to try the pre-approval link on Discover, no dice. Something just came over me to just take a chance and apply for their "recommended" discover more. BOOM, Approved $1,000.00 Now I am back to gardening mode. I really needed more prime cards to go with my AMEX zync which has done wonders for me.

 

I just want to say that for all those who are rebuilding or establishing be patient your time will come! My scores in my siggy aren't up to date, but I'm sure they are a little higher. I'll be getting update score in the next month after I pay off bills.  My total utilization was 8%.

 

For those, who have experience with Citi Advantage is this a good card to keep? AF $50, but first year is free. I might be interested in PC before the fee hits next Sept. Are there restrictions with Citi and PC?

 

Any tips for Discover more? I might use this heavily for the next 6 months -12 year and hopefully they'll be generous with their CLI.


Starting Score: 620 FAKO
Current Score: FICO TU 715 (wal-mart) FICO EQ 692
Goal Score: 700


Take the FICO Fitness Challenge
Established Contributor
aftermath
Posts: 519
Registered: ‎05-09-2008

Re: Citi Advantage AA Visa gold and Discover More Approval!!!!

Congrats on the approvals.

 

I hope you used the American Airlines promotional link for the 75,000 free signup bonus miles, if not it's still a great card.

American Express Blue Cash Everyday $6600
Barclays US Airways Premier World Mastercard $14500
Chase Sapphire Preferred $5000
Chase Freedom Visa $1000
Chase United Explorer $8500
Citi AAdvantage Platinum Select Visa Signature $7500
Citi ThankYou Premier World Mastercard $7500

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+