Citi/Amex auto-CLI after paying off most of a large balance?
so I've been carrying a fairly large balance on my Citi card for a while. I'm just wondering what the chances of them approving me for a CLI are. should I use the LUV button (or how long should I wait?).
the same is true for my Amex, but it's a smaller balance. should I wait, should I request one? any advice would be much appreciated.