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Mega Contributor
Creditaddict
Posts: 16,884
Registered: ‎10-23-2007

Citi Application for new Simplicity... Under Review... Tap, Tap...

Last time I applied I feel like I got instant denial or a deline in about 15 minutes... Called just a few minutes ago and guy says it is being manually reviewed but could not answer if they needed anything and said that him or me can not speak to that department.  I think I would fall out my chair if approved in any fashion. LOL

So here I wait I guess! :smileyhappy:

Fico Scores: EQ 620, TU 675 & EX 703 (4-1-14)
Joint Cards: Navy NavCheck $15000, Discover iT $9000, Macy Amex $4000, Macy Store $3000, Macy Furniture $5800
AU: Virgin America $8500, CSP $27,000, Fidelity Amex $25,000, AA Biz $25,000, Barclay USAir Biz $6640
Mine: Navy NavCheck $3000, Kay Jewelry $2700, Pottery Barn $2800, FleetCard MC Biz $1800, HSN $1500, Vitacost MC $1500, Navy Cash $1500 and nRewards $1500, Bill Me Later $772, Cap1 Sony $750, Cap1 Spark $750, Best Buy MC $750, GE 76 Gas $650, Von Maur $600, Cap1 QuickSilver $500, Burbank CU $500, Kohls $300, Target1 $300, Target2 $300, Buckle $250, Express $250, Target3 $200
Contributor
hardworker77
Posts: 90
Registered: ‎01-07-2010

Re: Citi Application for new Simplicity... Under Review... Tap, Tap...

Good Luck!!!!!

Established Contributor
gettnthere
Posts: 912
Registered: ‎06-14-2012

Re: Citi Application for new Simplicity... Under Review... Tap, Tap...

Hopefully it will be an approval. Good luck CA


Starting Score: EQ 609, EX 633(Fako), TU 700
Current Score: EQ 699, EX 758, TU 733
Goal Score: 720 across the board
Garden Club Member-GC Challenge: App free since 10/31/12 :smileywink:
Contributor
SoCalBound
Posts: 96
Registered: ‎06-24-2012

Re: Citi Application for new Simplicity... Under Review... Tap, Tap...

When you got the 15 minute denial, did they update their application status page to show the denial?  Curious as to how Citi works with informing about denials.

Zync NPSL, BCP ($2000), Chase United ($2000) Chase Amazon ($1500), Chase Freedom ($3000), Discover More ($2000), Paypal Extras ($5000), Citi Forward ($2000), Orchard $2000, Amazon ($5000)
Pre-App Scores: TU98 779, TU04 797, EQ 682, EX 788 (Amex) 8/12
Established Contributor
CruzImperial
Posts: 863
Registered: ‎07-04-2012

Re: Citi Application for new Simplicity... Under Review... Tap, Tap...

My best wishes to you:smileyhappy:
Fico Scores: . Walmart TU 748 . App free since Aug 2013 .

Cap One Journey 500 | Discover IT 1k | GE Home Design 5.6k | GE HHGREGG 5k | Amex Zync NPSL | Amex BCE 6k | Citi Forward 4.2k | Citi Dividend 3k | GE BrandsMart 1k | GE Lowes 8.5k | Discover Walmart 6k | Barclays Apple 2.5k | BoA CR 800 | CSP 7.2k
Senior Contributor
Open123
Posts: 3,849
Registered: ‎02-23-2011

Re: Citi Application for new Simplicity... Under Review... Tap, Tap...

With this card, "under review" seems to lead to more approvals than their Premier (larger bonus) cards.

 

I'd wager there's a more than fair chance you'll be approved. 

Mega Contributor
Creditaddict
Posts: 16,884
Registered: ‎10-23-2007

Re: Citi Application for new Simplicity... Under Review... Tap, Tap...


SoCalBound wrote:

When you got the 15 minute denial, did they update their application status page to show the denial?  Curious as to how Citi works with informing about denials.


Believe it was by e-mail... During Application at some point it asks if you would like your answer via email if not instant... think it's similar to the Amex that says log in we have anwer and boom there it is!

Fico Scores: EQ 620, TU 675 & EX 703 (4-1-14)
Joint Cards: Navy NavCheck $15000, Discover iT $9000, Macy Amex $4000, Macy Store $3000, Macy Furniture $5800
AU: Virgin America $8500, CSP $27,000, Fidelity Amex $25,000, AA Biz $25,000, Barclay USAir Biz $6640
Mine: Navy NavCheck $3000, Kay Jewelry $2700, Pottery Barn $2800, FleetCard MC Biz $1800, HSN $1500, Vitacost MC $1500, Navy Cash $1500 and nRewards $1500, Bill Me Later $772, Cap1 Sony $750, Cap1 Spark $750, Best Buy MC $750, GE 76 Gas $650, Von Maur $600, Cap1 QuickSilver $500, Burbank CU $500, Kohls $300, Target1 $300, Target2 $300, Buckle $250, Express $250, Target3 $200
Established Contributor
wollepopolle
Posts: 545
Registered: ‎09-12-2010

Re: Citi Application for new Simplicity... Under Review... Tap, Tap...

Good luck on this one. I got the card recently, too. Great 18 month 0% offer. Tempting but also dangerous! If you get it, use it wisely. :smileyhappy:

Member
mj85
Posts: 13
Registered: ‎08-03-2012

Re: Citi Application for new Simplicity... Under Review... Tap, Tap...

Good luck! I just got a preapproval for this card in the mail today but I just opened a Thank You card with them. Decisions, decisions.


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