Citi BT Offer

[Anonymous]

So I logged into my Citi DC account and looked at the BT offer.  The offer has been up there for a few months since I opened the card but I never bothered to look at it.  They're offering 15month 0% for direct deposit cash withdraws as well.  Only 3% fee and 15.99% after 15 months.  I don't really have any intentions of doing that but wow what a nice loan offer.

[Anonymous]

That is indeed a very nice offer...

[takeshi74]

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@Anonymous wrote:

Only 3% fee

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Be careful looking at it as "only" and make sure you calculate it out and compare to the interest that would have accrued on the other account in the same timeframe if you do consider using it.

[JSS3]

It must be because I'm poor/non pay-in-fuller because there's always a need for me to use a BT check/direct deposit. Free money you get to pay for over time.

Gimme.