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Frequent Contributor
unc0mm0n1
Posts: 405
Registered: ‎03-05-2013
0

Citi Backdoor

On my recent App spree I applied to a lot of cards (6 I think) I thought I was completely successful but I got a letter today from Citi stating I had been denied for the Thankyou Preferred. It said I was denied because of two many inquires. I truly must have been in an App coma because I forgot I applied for this card. Anyway i have the HP so I figured I might as well recon it (It worked for my other cards). I went through the numbers listed in the backdoor numbers and got nowhere googled their executive response team and got this number (718) 248-6433. I called and they told me they don't handle applications but they transferred me to this other lady who was super helpful. I told her how I wanted to transfer all of my business to citi and there are no Chase or USAA branches in the Cambridge or Boston area; the normal sob story. She told me she thinks they can help me and she'd review my app and get back to me by tomorrow. I'll update you guys with the results but i just wanted to get that number out there because I heard reconning Citi can be difficult. 

Last App December 7, 2013. Gardening until May 20, 2014
Current Score: 720 EX 714 EQ 712 TU 12/10/2013Goal Score: 720 across the board
Senior Contributor
youngandcreditwrthy
Posts: 6,211
Registered: ‎08-16-2012
0

Re: Citi Backdoor

That's the num I used, and it worked! :-)
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| Wmt Discover $12.5k | BR Visa $12.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Arrival $12.7k | Smile Gen $7.25k | Dillard's $5k| West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Frequent Contributor
unc0mm0n1
Posts: 405
Registered: ‎03-05-2013
0

Re: Citi Backdoor

Congrats. Hopefully it'll work for me too :smileyhappy:

Last App December 7, 2013. Gardening until May 20, 2014
Current Score: 720 EX 714 EQ 712 TU 12/10/2013Goal Score: 720 across the board
Established Contributor
modernsurrender
Posts: 805
Registered: ‎02-01-2008
0

Re: Citi Backdoor

I used that number on Monday to recon an intial CL, I'm still waiting anxiously for a call back lol

 

Good luck!

Start 2/2008: TU 495 || EX 539 || EQ 528
Now 5/2013: TU 716 || EX ??? || EQ 702

Slate: $5000 Simplicity: $5000 David's Bridal: $3500 SW Chase: $3000 FNBO: $3000 Barclay NFL: $2500 BofA: $2400 Discover IT: $1700 Walmart: $1500 Victoria's Secret: $1000 Cap1: $750 Amex Zync: NPSL
(2 derogs to go until I'm squeaky clean in 2014!)
Established Contributor
NJTurnpike
Posts: 662
Registered: ‎02-20-2013
0

Re: Citi Backdoor


unc0mm0n1 wrote:

On my recent App spree I applied to a lot of cards (6 I think) I thought I was completely successful but I got a letter today from Citi stating I had been denied for the Thankyou Preferred. It said I was denied because of two many inquires. I truly must have been in an App coma because I forgot I applied for this card. Anyway i have the HP so I figured I might as well recon it (It worked for my other cards). I went through the numbers listed in the backdoor numbers and got nowhere googled their executive response team and got this number (718) 248-6433. I called and they told me they don't handle applications but they transferred me to this other lady who was super helpful. I told her how I wanted to transfer all of my business to citi and there are no Chase or USAA branches in the Cambridge or Boston area; the normal sob story. She told me she thinks they can help me and she'd review my app and get back to me by tomorrow. I'll update you guys with the results but i just wanted to get that number out there because I heard reconning Citi can be difficult. 


Wow! Good cover. I apped for a Citi Dividend but I'm not feeling ambitious enough to recon citi.


DCU ( pulled 3/29/13) EQ04 683 | Amex (pulled 3/28/13) EX 760 | US Bank (pulled 3/28/13) EX 753
CreditKarma (4/19/13) TU-TR 701 | TU Vantage 788 | USAA FAKO (3/31/13) EX 728, EQ 699, TU 737 |
Inquiries (4/18/13) EX 13 | EQ 13 | TU 14
Established Contributor
jordanmedical
Posts: 1,011
Registered: ‎04-08-2012
0

Re: Citi Backdoor

Going to try this to recon for the HD card (got the ol' too many inq thing too), I hope I get it. Just closed on a house so need some necessities :smileyhappy:

-Rebuilding with CapOne Cash: $1.5k, NFCU cashRewards $8.5K, NavCheck $5K, Wal-Mart: $1.1K, Sam's: $1.2K, Amazon: $1.9K, Apple Barclay: $3K, Haverty's: $1.5K, GE capital: $5K, Sears: $250(AU), PP MC:$1.5K, CareCredit:$3K (closed 1st home 05/08/13)
Starting Score: 492-TU04, 480-EX FICO V2, 467-EQ Beacon 5 (Via Mortgage PreQual March '12)
Current Score: EX,EQ,TU (lender pull): 652, 659, 689, Walmart TU FICO: 691 (05/13)
Goal Score: 700

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