ARGH!
I'm so frustrated with Citi... I'll never app for a product of there's again! Called in twice tonight for a recon.
First lady tells me the reason, insufficient data, and proceeds to tell me that one of the accounts on my report must not be satisfactory! What!? I explain to here that all my accounts are very satisfactory, my score is good, reports are clean, etc. She's not paying much attention to what I have to say, and just tells me repeatedly that if I feel there was an error with my report to fax a new one.
Second lady was a bit more helpful, explains to me again that I need three accounts over 12 months old, and because I don't have that I will be denied for all Citi products!
I asked her what about a student card, surely they don't expect students to have three, 12 month old accounts? How is that even possible for an early student? She tells me that all Citi products require this.
That doesn't sound very reasonable to me, especially when financial institutions in much better standing than Citi are having no problem issuing me new accounts.
It's disgusting to think about the amount of money they're receiving right now and the fact they can't approve me for ANY of their products at this time. I see people on the credit pulls and whogavemecredit with baddies, BK, and sub 700 scores getting approved for these cards!
Never again will I apply for any Citi products. No wonder they're about to go under!
