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Citi Bank Denial

Established Contributor

Re: Citi Bank Denial

Citi did the same to me. I applied for the basic easy to get Citi Mastercard. I got some AAoA speech. None of the recons worked. My scores are upper 600's. In fact people on the "Who Gave Me Credit" site got the card with scores lower than mine. Go figure.

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"Evacuate, in our moment of triumph? I think you overestimate their chances."
Message 11 of 33
Valued Member

Re: Citi Bank Denial

I hear where your coming from. I have one account thats a year and 4 months old. The rest of my accounts are about 8 months old and all are in good standings. I was denied for the same reason.

Starting Score: 641
Current Score: 712
Goal Score: 780


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Message 12 of 33
New Contributor

Re: Citi Bank Denial

I suppose they're living proof that approving people with prior BK and derogatory information is safer than us youngins'

 

HA!

 

 

Message 13 of 33
Established Contributor

Re: Citi Bank Denial

True billsfan true. Why give to us who won't mess up because we would be happy to have a chance.   

____________________________________________________

"Evacuate, in our moment of triumph? I think you overestimate their chances."
Message 14 of 33
New Contributor

Re: Citi Bank Denial

Really doesn't make any sense to me, and what's the point of a recon department if they're never issued?  Sounds like none of us are having any success with Citi.

 

I'm still trying to find a super backdoor number, somebody with some authority.  All three people that I've talked to don't seem to have any decision making powers. 

Message 15 of 33
Valued Member

Re: Citi Bank Denial

i'm gonna reapply in like 4-5 months i should get it then. I'll have have 3 accounts over a year.

Starting Score: 641
Current Score: 712
Goal Score: 780


Take the FICO Fitness Challenge
Message 16 of 33
Established Contributor

Re: Citi Bank Denial

Thats a good one, why not call them the We Can Read A Script department. Makes you wonder if they actually canned all of the people in the company who don't know anything if there would be any of them left. LOL
____________________________________________________

"Evacuate, in our moment of triumph? I think you overestimate their chances."
Message 17 of 33
New Contributor

Re: Citi Bank Denial

If they're still around in 4 months! Smiley Wink
Message 18 of 33
Established Contributor

Re: Citi Bank Denial


snier wrote:
i'm gonna reapply in like 4-5 months i should get it then. I'll have have 3 accounts over a year.

 

Not really. By then they may come up with a different excuse. Maybe you'll have too many accounts over a year old?
____________________________________________________

"Evacuate, in our moment of triumph? I think you overestimate their chances."
Message 19 of 33
Valued Member

Re: Citi Bank Denial

haha or my score will be to high:smileyvery-happy Smiley Happy

Starting Score: 641
Current Score: 712
Goal Score: 780


Take the FICO Fitness Challenge
Message 20 of 33