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I have been reading about Citi's announcement to start making FICO scores available to all Citi Cardholder beginning in January, however I just found a news article that states the following:
"And the scores will be provided only to the 23.5 million customers with Citi-branded credit cards, not those branded with other companies, such as Sears, Best Buy and Macy's."
I have a feeling I may not like the answer to this, however I have the AT&T Universal Card through Citi. Any guesses if this falls in the bucket above, meaning that FICO scores will not be provided?
Correct; if this holds true, you likely will not receive a FICO score through your ATT Citi card.
@jon22guitar wrote:Correct; if this holds true, you likely will not receive a FICO score through your ATT Citi card.
I would disagree. Of course, this remains to be seen on which legacy products it would be available. It is possible the Citi AT&T Universal card may be elegible since it is considered part of their legacy products. In that case, the Citi Hilton Honors would be exempt as would be the Citi AAdvantage card but it's doubtful.
I guess we will find out in a couple of months, however I am *really* hoping that they will include the AT&T Universal Card.
Not sure if this tells us anything or not, however Citi has not included the AT&T Universal Card in the Apple Pay program. Not sure why or if this could be an indication of anything else.
My gut feeling is that if you're on the online.citibank.com domain while viewing your account information then you'll receive the FICO scores. If you're on one of the accountonline.com domain (Home Depot) then you will not receive it.
@-Cal- wrote:My gut feeling is that if you're on the online.citibank.com domain while viewing your account information then you'll receive the FICO scores. If you're on one of the accountonline.com domain (Home Depot) then you will not receive it.
Good point! I hope your gut is correct! When I log into my account, it is https://online.citibank.com. Also, I noticed that the account webpage says Citi at the top with the Citi logo, with no mention of AT&T Universal whatsoever. Maybe a good sign??
@EW800 wrote:
@-Cal- wrote:My gut feeling is that if you're on the online.citibank.com domain while viewing your account information then you'll receive the FICO scores. If you're on one of the accountonline.com domain (Home Depot) then you will not receive it.
Good point! I hope your gut is correct! When I log into my account, it is https://online.citibank.com. Also, I noticed that the account webpage says Citi at the top with the Citi logo, with no mention of AT&T Universal whatsoever. Maybe a good sign??
Yep, I think you're good to go.
@-Cal- wrote:
@EW800 wrote:
@-Cal- wrote:My gut feeling is that if you're on the online.citibank.com domain while viewing your account information then you'll receive the FICO scores. If you're on one of the accountonline.com domain (Home Depot) then you will not receive it.
Good point! I hope your gut is correct! When I log into my account, it is https://online.citibank.com. Also, I noticed that the account webpage says Citi at the top with the Citi logo, with no mention of AT&T Universal whatsoever. Maybe a good sign??
Yep, I think you're good to go.
I am hoping so. Thank you once again!
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