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New Contributor
overwhelmed_2010
Posts: 93
Registered: ‎07-26-2010

Citi Bank Simplicity CC-Denied??

Hello all! I app'd for a CB Simlicity CC last night and got a message that said it needed more time to process and that I'll be notified by mail within a week. So is this their way of saying no and has anyone else got this message and been approved? Just wanted to know what this means if anything at all.
Last app 10/12
**no app'ing till 10/14 or more***
Regular Contributor
ninjamike81
Posts: 208
Registered: ‎08-16-2012

Re: Citi Bank Simplicity CC-Denied??

I got the same message and I called the number they provided on the screen to check the status and was approved for simplicity card with a 1200 limit


Starting Score: TU 583, EX 683, EQ 653
Current Score: TU DISCOVER FICO 734 EX FICO 726 LENDER PULL 3/10/2013 EQ FICO 723
Goal Score: 750

WALLET: CAP ONE UNSEC $2000, WALMART $3800, CHASE FREEDOM $1000, CITI SIMPLICITY $2600, DISCOVER IT $2000, BBRZ $2200, AMEX BCE $6000, KAWASAKI GOOD TIMES CARD $21,000
Contributor
SpiceIslander
Posts: 326
Registered: ‎02-01-2010

Re: Citi Bank Simplicity CC-Denied??

No one is going to be able to give you a definite answer on this. Perhaps you should call and find out. That's the only way you'll know for sure. If it's a denial, try to ask for a recon. Good luck!

Meg.

FICO: 04/2014 - TU 765 | EQ ??? | EX 768

Amex BCP 12900 | Lowes 10,000 | LOC 9300 | Sallie Mae/Barclays World MC 9000 | FNBO 8900 | BOA Platinum+ 6000 | Citi Simplicity 5200 | Chase CSP 5000 | Achieva CU 4000 | Discover 4000 | Sam's Club 3000 | Sears 900
Established Contributor
migliogiorni
Posts: 657
Registered: ‎06-27-2012

Re: Citi Bank Simplicity CC-Denied??

Got the your app will need further review notice so I just called in.  Just call, G.L.

 

BOA: 8.9k
CSP: 5k
Discover: 5k
Citi TY Preferd: 5k
Wally: 5k
JCP: 4.9k
citiForward: 4.7k
ChaseFreedom: 4.5k
DFS: 2k
Senior Contributor
youngandcreditwrthy
Posts: 6,154
Registered: ‎08-16-2012

Re: Citi Bank Simplicity CC-Denied??

Hoping you get approved, but if you don't....
Citi is horrible w recons.
So don't be on overturning a denial...
Just sayin' :-/

Best of luck though :-D
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| Wmt Discover $12.5k | BR Visa $12.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Arrival $12.7k | Smile Gen $7.25k | Dillard's $5k| West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Senior Contributor
youngandcreditwrthy
Posts: 6,154
Registered: ‎08-16-2012

Re: Citi Bank Simplicity CC-Denied??

Bet*
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| Wmt Discover $12.5k | BR Visa $12.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Arrival $12.7k | Smile Gen $7.25k | Dillard's $5k| West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
New Contributor
overwhelmed_2010
Posts: 93
Registered: ‎07-26-2010

Re: Citi Bank Simplicity CC-Denied??

Well I called and was told that it was denied because of too many inquiries..:smileyfrustrated:??? I haven't app'd anywhere since 2010. So i guess they can still use that. Oh well...just chalking it up to maybe I don't NEED another cc anyway!

Last app 10/12
**no app'ing till 10/14 or more***
Established Contributor
CruzImperial
Posts: 863
Registered: ‎07-04-2012

Re: Citi Bank Simplicity CC-Denied??

Did you recon and told them you had no recent inqs?
Fico Scores: . Walmart TU 748 . App free since Aug 2013 .

Cap One Journey 500 | Discover IT 1k | GE Home Design 5.6k | GE HHGREGG 5k | Amex Zync NPSL | Amex BCE 6k | Citi Forward 4.2k | Citi Dividend 3k | GE BrandsMart 1k | GE Lowes 8.5k | Discover Walmart 6k | Barclays Apple 2.5k | BoA CR 800 | CSP 7.2k
New Contributor
overwhelmed_2010
Posts: 93
Registered: ‎07-26-2010

Re: Citi Bank Simplicity CC-Denied??

No although the person did ask me about it and I told her what I just told you and she said oh ok well I'm sorry...Go figure:smileyfrustrated:

Last app 10/12
**no app'ing till 10/14 or more***
Mega Contributor
LS2982
Posts: 15,434
Registered: ‎04-09-2011

Re: Citi Bank Simplicity CC-Denied??


overwhelmed_2010 wrote:

No although the person did ask me about it and I told her what I just told you and she said oh ok well I'm sorry...Go figure:smileyfrustrated:


Citi App Status: 800-645-7240, 800-288-4653, 800-750-7453 

Citi: 800-444-2568 (Retention Dept.)

Citi: 800-763-9795 (App status?? They ask for your app #)

Citi: 888-201-4523 (New App Approval Status)

 

Try these numbers for a recon, the reason is bogus if you haven't had an INQ since 2010.

 




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014

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