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Citi Bank Simplicity CC-Denied??

New Contributor

Citi Bank Simplicity CC-Denied??

Hello all! I app'd for a CB Simlicity CC last night and got a message that said it needed more time to process and that I'll be notified by mail within a week. So is this their way of saying no and has anyone else got this message and been approved? Just wanted to know what this means if anything at all.
Last app 10/12
**no app'ing till 10/14 or more***
Message 1 of 12
11 REPLIES
Regular Contributor

Re: Citi Bank Simplicity CC-Denied??

I got the same message and I called the number they provided on the screen to check the status and was approved for simplicity card with a 1200 limit


Starting Score: TU 583, EX 683, EQ 653
Current Score: 10/12/14 TU 743 9/24/2014 EQ FICO 751,12/17/2014 EXPERIAN 772
Goal Score: 750

WALLET: CAP ONE UNSEC $2000, WALMART $3800, CITI SIMPLICITY $3600, DISCOVER IT $2000, BBRZ $2200, AMEX BCE $24,500, CHASE FREEDOM 10,500 KAWASAKI GOOD TIMES CARD $31,500
Message 2 of 12
Frequent Contributor

Re: Citi Bank Simplicity CC-Denied??

No one is going to be able to give you a definite answer on this. Perhaps you should call and find out. That's the only way you'll know for sure. If it's a denial, try to ask for a recon. Good luck!

Meg.

FICO: 4/2016 - TU 841 | EQ 840 | EX 837

FNBO 23,600 | Amex SPG 13,900 | Amex BCP 13,400 | Barclays/Sallie Mae13,000 | Discover IT 12,500 | Lowes 10,000 | PLOC 9,300 | NASA FCU 8,700 | Citi Simplicity 6,200 | BOA Platinum+ 6,000 | Achieva CU 5,500 | Chase CSP 5,000 | Sam's Club 3,000 | Sears 900
Message 3 of 12
Established Contributor

Re: Citi Bank Simplicity CC-Denied??

Got the your app will need further review notice so I just called in.  Just call, G.L.

 

BOA: 8.9k
CSP: 5k
Discover: 5k
Citi TY Preferd: 5k
Wally: 5k
JCP: 4.9k
citiForward: 4.7k
ChaseFreedom: 4.5k
DFS: 2k
Message 4 of 12
Senior Contributor

Re: Citi Bank Simplicity CC-Denied??

Hoping you get approved, but if you don't....
Citi is horrible w recons.
So don't be on overturning a denial...
Just sayin' :-/

Best of luck though :-D
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 5 of 12
Senior Contributor

Re: Citi Bank Simplicity CC-Denied??

Bet*
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 6 of 12
New Contributor

Re: Citi Bank Simplicity CC-Denied??

Well I called and was told that it was denied because of too many inquiries..Smiley Frustrated??? I haven't app'd anywhere since 2010. So i guess they can still use that. Oh well...just chalking it up to maybe I don't NEED another cc anyway!

Last app 10/12
**no app'ing till 10/14 or more***
Message 7 of 12
Established Contributor

Re: Citi Bank Simplicity CC-Denied??

Did you recon and told them you had no recent inqs?
Fico Scores: . Walmart TU 748 . Garden 8/19 2014 .

Cap One Journey 500 | Discover IT 500 | GE Home Design 5.6k | GE HHGREGG 5k | Amex Zync NPSL | Amex BCE 6k | Citi Forward 4.2k | Citi Dividend 3k | GE BrandsMart 1k | GE Lowes 8.5k | Discover Walmart 7.5k | Barclays Apple 2.5k | BoA CR 2.7k | CSP 7.2k | Platinum Prestige 5k | IT Chrome 4k | Slate 2.3k |
Message 8 of 12
New Contributor

Re: Citi Bank Simplicity CC-Denied??

No although the person did ask me about it and I told her what I just told you and she said oh ok well I'm sorry...Go figureSmiley Frustrated

Last app 10/12
**no app'ing till 10/14 or more***
Message 9 of 12
Mega Contributor

Re: Citi Bank Simplicity CC-Denied??


overwhelmed_2010 wrote:

No although the person did ask me about it and I told her what I just told you and she said oh ok well I'm sorry...Go figureSmiley Frustrated


Citi App Status: 800-645-7240, 800-288-4653, 800-750-7453 

Citi: 800-444-2568 (Retention Dept.)

Citi: 800-763-9795 (App status?? They ask for your app #)

Citi: 888-201-4523 (New App Approval Status)

 

Try these numbers for a recon, the reason is bogus if you haven't had an INQ since 2010.

 




EQ FICO 548 3/3/16
Message 10 of 12