Citi/Bank of America/Chase Application Status

[Anonymous]

yah I did, i dont see anything in there. My CR is pretty clean and I don't know why the Credit Analysis denied me for having a previous c/o in 2001.

[creditwherecreditisdue]

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@Anonymous wrote:

yah I did, i dont see anything in there. My CR is pretty clean and I don't know why the Credit Analysis denied me for having a previous c/o in 2001.

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Well there is no time constraint on the use of internal records. Just ask AMEX. They perfected the vendetta I think.

[Anonymous]

Application status Update:

Citi AA Bronze MC: Approved, not sure of the credit line and APR yet but will be in the welcome package...CHEERS

Chase Freedom MC: waiting for reconsideration

AAA BoA Visa: waiting for reconsideration..

[creditwherecreditisdue]

Congrats!

[Anonymous]

Woo I called today and was approved for $6k limit..Wooho highest credit line ever approved instantly..

[Anonymous]

List in the backdoor numbers here you will see citi. You can enter your ssn and here the status.

[Anonymous]

It's been two weeks since I mailed out recon letter to BoA and Chase. I havent heard anything back from them yet.

Has anyone experienced recon letter to BoA or Chase?

[DI]

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@Anonymous wrote:

It's been two weeks since I mailed out recon letter to BoA and Chase. I havent heard anything back from them yet.

Has anyone experienced recon letter to BoA or Chase?

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You mailed recon letters?  Why didn't you call?  It may take forever if it get to the right place.  

[Anonymous]

I dont want to call because I'm afraid to get instant declined. Plus talking to them make me more nervous. I mailed the letter to the return address from the letter they sent me.

Message Edited by CreditCard101 on 08-26-2009 02:28 PM

[DI]

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@Anonymous wrote:

I dont want to call because I'm afraid to get instant declined. Plus talking to them make me more nervous. I mailed the letter to the return address from the letter they sent me.

Message Edited by CreditCard101 on 08-26-2009 02:28 PM

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Those people on the other end of that phone are just like you and I.  They're working to make a living and just so happen to work in a banking call center.  No need to be nervous.  Good luck with your approval.

Did you mail an updated copy of your credit report they pull?  They normally ask for a copy of your credit report during recon.  Keep us updated.