No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
I just apped and was approved for $2000 with an apr of 27.99 (non-preferred version). Hopefully i'll be able to get a cli from them, but if not the CL is sufficient enough for me. After years of apping with cap1 and getting approved with a CL between $300-800 i'm relieved that CITI took over and that i can check one card off my list.
btw they pulled experian for me. I live in CA and everyone beside GE pulls EQ for me.
@stevenngu92 wrote:I just apped and was approved for $2000 with an apr of 27.99 (non-preferred version). Hopefully i'll be able to get a cli from them, but if not the CL is sufficient enough for me. After years of apping with cap1 and getting approved with a CL between $300-800 i'm relieved that CITI took over and that i can check one card off my list.
btw they pulled experian for me. I live in CA and everyone beside GE pulls EQ for me.
So I take it you got the "My Best Buy CC"?
@I wonder if my APR will actually go down considering I currently have the 0$ AF / Gold Mastercard now @ 22.99%. The terms under Citibank list the range as 17.99%-21.74%.
@stevenngu92 wrote:I just apped and was approved for $2000 with an apr of 27.99 (non-preferred version). Hopefully i'll be able to get a cli from them, but if not the CL is sufficient enough for me. After years of apping with cap1 and getting approved with a CL between $300-800 i'm relieved that CITI took over and that i can check one card off my list.
btw they pulled experian for me. I live in CA and everyone beside GE pulls EQ for me.
Congrats!!!!! It looks like it is easier to get now.
Ron.
Is no one going to mentioned the outrageously high interest rate this card has? I would never apply for it for that reason alone. It's the same reason I won't apply for the Paypal CC.
I know everyone here is all about PIF but still. . . Things happen in life and you may end up having to carry a balance for a little while at some point. I pretty much try to avoid any card with an APR of 20% or higher.
@SPX wrote:Is no one going to mentioned the outrageously high interest rate this card has? I would never apply for it for that reason alone. It's the same reason I won't apply for the Paypal CC.
I know everyone here is all about PIF but still. . . Things happen in life and you may end up having to carry a balance for a little while at some point. I pretty much try to avoid any card with an APR of 20% or higher.
They offer you 0% interest Financing for 6 months, 12 months ,18 months. I haven't paid a single penny of interest since I got the card. It helped me to buy computers applicance, tv without paying any interest. I paid it off before the promotional period ended.
Ron.
Ron1 wrote
They offer you 0% interest Financing for 6 months, 12 months ,18 months. I haven't paid a single penny of interest since I got the card. It helped me to buy computers applicance, tv without paying any interest. I paid it off before the promotional period ended.
Ron.
So what happens to the card once the promotional period is over? Does it become a very light paperweight?
I guess I only go for cards that I think I'm going to get some long-term (years, maybe decades) of use from.
@SPX wrote:
Ron1 wroteThey offer you 0% interest Financing for 6 months, 12 months ,18 months. I haven't paid a single penny of interest since I got the card. It helped me to buy computers applicance, tv without paying any interest. I paid it off before the promotional period ended.
Ron.
So what happens to the card once the promotional period is over? Does it become a very light paperweight?
I guess I only go for cards that I think I'm going to get some long-term (years, maybe decades) of use from.
Ron.