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Established Contributor
Brusilov
Posts: 605
Registered: ‎01-04-2009
0

Re: Citi Best Buy Card Application link and Terms!!!!


annebythesea wrote:

I was in Best Buy last week and I asked the chasier after checking out how the new cards were going to work if we already had the old ones and he really didn't know other then the new card would come in the mail sometime next month. But what I really found interesting what that he told me that you would not be able to switch over to the new owned-by-Citibank card until you finished paying off the old card, the one owned by Capital One. I'm taking his message with a grain of salt, because who knows how much info the employees are actually told but my mom and I both have best buy cards and she still owes money on hers and I don't so it'll be interesting to see if we both get new cards in the mail next month or just me. 


I'm surprised they don't have some sort of FAQ on Best Buy's site or the BBRZMC page about the transition, but I guess there really wasn't a whole lot of explanation about the HSBC - > Capital One turnover either.  Are they issuing new CC#s for the new Citibank cards or just shipping the new design with the "backed by Citibank" details?

                    
    $17.3K          $500              $7K              $15K              $5K             $2300          $3200          $2000          $1500          $1000           $8100

Garden Since: 9.25.2013
Valued Contributor
dodgerslv
Posts: 1,781
Registered: ‎06-16-2012
0

Re: Citi Best Buy Card Application link and Terms!!!!

my friend applied a couple of days ago and he said they pulled EX here on NV. In the past under Capital One it was always EQ they would pull.


Cards: (Citi x6) (Chase x5) (US Bank x3) (Amex x3) (Barclays x3) (BofA x3) (Cap1 x2) (WF x2) (Penfed x1) (Discover x1) (Sync/GE x4) (Macys x2)
Fico 08 scores (8/27/14) EX: 772 TU: 767 EQ: 778 (Utilization at 8% right now).





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Kenny
Posts: 5,594
Registered: ‎01-15-2009
0

Re: Citi Best Buy Card Application link and Terms!!!!


dodgerslv wrote:

my friend applied a couple of days ago and he said they pulled EX here on NV. In the past under Capital One it was always EQ they would pull.


Because Cap1 isn't the owner anymore......

Starting Score: EQ04: 748 (1/31/14) - TU08: 755 (1/06/14)
Current Score:EX08:802(10/08) - EQ04:763(8/29) - EQ08:790(10/16) - TU08:808(10/02)
Goal Score: 800+
Valued Contributor
dodgerslv
Posts: 1,781
Registered: ‎06-16-2012
0

Re: Citi Best Buy Card Application link and Terms!!!!

[ Edited ]

KennyS2006 wrote:

dodgerslv wrote:

my friend applied a couple of days ago and he said they pulled EX here on NV. In the past under Capital One it was always EQ they would pull.


Because Cap1 isn't the owner anymore......


lol...true. Just was replying to the person who asked if they still pulled EQ...:smileyhappy: I wonder if i would still be able to get a BB card since i arleady have 3 citi cards. Do they count store cards as max amount of cards you can have with Citi?


Cards: (Citi x6) (Chase x5) (US Bank x3) (Amex x3) (Barclays x3) (BofA x3) (Cap1 x2) (WF x2) (Penfed x1) (Discover x1) (Sync/GE x4) (Macys x2)
Fico 08 scores (8/27/14) EX: 772 TU: 767 EQ: 778 (Utilization at 8% right now).





Super Contributor
Ron1
Posts: 5,097
Registered: ‎05-23-2009
0

Re: Citi Best Buy Card Application link and Terms!!!!


dodgerslv wrote:

KennyS2006 wrote:

dodgerslv wrote:

my friend applied a couple of days ago and he said they pulled EX here on NV. In the past under Capital One it was always EQ they would pull.


Because Cap1 isn't the owner anymore......


lol...true. Just was replying to the person who asked if they still pulled EQ...:smileyhappy: I wonder if i would still be able to get a BB card since i arleady have 3 citi cards. Do they count store cards as max amount of cards you can have with Citi?


Yes, it counts.  I got denied for Citi AT&T Cash Rewards MC for too many inquiries. I called Citi EO to recon and they told me I have reached the max of cards. They took the portion CL off  of my Citi Cash Returns MC.

 

 

Ron.

Established Contributor
emptypockets
Posts: 989
Registered: ‎02-03-2009
0

Re: Citi Best Buy Card Application link and Terms!!!!


mxp114 wrote:

From reading the terms and the even the card name itself, it looks like RewardZone might become My Best Buy Rewards. Regardless of the program name, the card is no longer RZMC. Time for a new acronym, maybe BBMC or MBBMC? lol


According to their terms and conditions, looks like they will still have several tiers of cards: "Your are applying for a My Best Buy Mastercard Platinum account. If, based on your creditworthiness, you do not qualify for the My Best Buy MasterCard Platinum account, youagree Citibank may consider you for a My Best Buy Credit Card Preferred account, a My Best Buy Credit Card account, and a My Best Buy MasterCard Gold account in that order, based on your creditworthiness. You accept the terms and conditions of these accounts."

 

So MBBMCP, MBBCCP,MBBCC, and MBBMCG. Wow, my head hurts, lol


CC's: AMEX (4), Alliant Visa, PenFed AMEX, Nordstrom Visa,US Bank Cash+, Chase (5), Huntington Voice, UMB Visa, Nasa FCU Plat Cash Visa, Barclay's Visa, Citi (4), Discover IT, Walmart Discover, Sam's MC, Cabela's Visa, Cap One QS, BOA (2), BMW Visa, Comenity Visa/MC (3), Ebates Visa Siggy, 5/3 RLR MC, Macy's AMEX; Several store cards.

Current Scores: EQ (6/14): 800; TU MyFico (6/14): 814; Walmart TU Fico 08 (10/2014): 813; EX (6/14): 775
Established Contributor
emptypockets
Posts: 989
Registered: ‎02-03-2009
0

Re: Citi Best Buy Card Application link and Terms!!!!


Ron1 wrote:

dodgerslv wrote:

KennyS2006 wrote:

dodgerslv wrote:

my friend applied a couple of days ago and he said they pulled EX here on NV. In the past under Capital One it was always EQ they would pull.


Because Cap1 isn't the owner anymore......


lol...true. Just was replying to the person who asked if they still pulled EQ...:smileyhappy: I wonder if i would still be able to get a BB card since i arleady have 3 citi cards. Do they count store cards as max amount of cards you can have with Citi?


Yes, it counts.  I got denied for Citi AT&T Cash Rewards MC for too many inquiries. I called Citi EO to recon and they told me I have reached the max of cards. They took the portion CL off  of my Citi Cash Returns MC.

 

 

Ron.


What is the max number of Citi Accounts?


CC's: AMEX (4), Alliant Visa, PenFed AMEX, Nordstrom Visa,US Bank Cash+, Chase (5), Huntington Voice, UMB Visa, Nasa FCU Plat Cash Visa, Barclay's Visa, Citi (4), Discover IT, Walmart Discover, Sam's MC, Cabela's Visa, Cap One QS, BOA (2), BMW Visa, Comenity Visa/MC (3), Ebates Visa Siggy, 5/3 RLR MC, Macy's AMEX; Several store cards.

Current Scores: EQ (6/14): 800; TU MyFico (6/14): 814; Walmart TU Fico 08 (10/2014): 813; EX (6/14): 775
Valued Contributor
Epcot
Posts: 2,784
Registered: ‎10-10-2012
0

Re: Citi Best Buy Card Application link and Terms!!!!

Did not know about a limit on Citi cards. I currently have 2 or 3 citicards, one of which is my highest limit at over $20k. I hope adding the Best Buy card won't cause problems.

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 809 EX 774 TU 805
App free since 4/11/13
Established Contributor
emptypockets
Posts: 989
Registered: ‎02-03-2009
0

Re: Citi Best Buy Card Application link and Terms!!!!


Epcot wrote:
Did not know about a limit on Citi cards. I currently have 2 or 3 citicards, one of which is my highest limit at over $20k. I hope adding the Best Buy card won't cause problems.

I have 3, plus HD and now with RZMC going to Citi that makes 5 Citi products for me.


CC's: AMEX (4), Alliant Visa, PenFed AMEX, Nordstrom Visa,US Bank Cash+, Chase (5), Huntington Voice, UMB Visa, Nasa FCU Plat Cash Visa, Barclay's Visa, Citi (4), Discover IT, Walmart Discover, Sam's MC, Cabela's Visa, Cap One QS, BOA (2), BMW Visa, Comenity Visa/MC (3), Ebates Visa Siggy, 5/3 RLR MC, Macy's AMEX; Several store cards.

Current Scores: EQ (6/14): 800; TU MyFico (6/14): 814; Walmart TU Fico 08 (10/2014): 813; EX (6/14): 775
Valued Contributor
mxp114
Posts: 1,363
Registered: ‎09-01-2011
0

Re: Citi Best Buy Card Application link and Terms!!!!


emptypockets wrote:

mxp114 wrote:

From reading the terms and the even the card name itself, it looks like RewardZone might become My Best Buy Rewards. Regardless of the program name, the card is no longer RZMC. Time for a new acronym, maybe BBMC or MBBMC? lol


According to their terms and conditions, looks like they will still have several tiers of cards: "Your are applying for a My Best Buy Mastercard Platinum account. If, based on your creditworthiness, you do not qualify for the My Best Buy MasterCard Platinum account, youagree Citibank may consider you for a My Best Buy Credit Card Preferred account, a My Best Buy Credit Card account, and a My Best Buy MasterCard Gold account in that order, based on your creditworthiness. You accept the terms and conditions of these accounts."

 

So MBBMCP, MBBCCP,MBBCC, and MBBMCG. Wow, my head hurts, lol


RZMC was the universal acronym for both Gold and Platinum, so we probably won't need tier specific ones this time either lol It's funny how Gold is considered the lowest product to qualify for.


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