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Epic Contributor
Posts: 25,861
Registered: ‎10-23-2007
0

Citi Business code 28??

Is that PG Required??
I thought code 25 was verify and your approved
code 26 declined
 
but never heard of 28
Fico Scores 8: EX 694. TU 689. EQ 658. 05/26/2015
Frequent Contributor
Posts: 258
Registered: ‎06-10-2008
0

Re: Citi Business code 28??

I think it is a request for more information, probably a PG but you can call and ask if there is any more info you can provide for them to approve the app.
Epic Contributor
Posts: 25,861
Registered: ‎10-23-2007
0

Re: Citi Business code 28??

Citi loves me for everything else, I just don't understand why I can't get a home depot mastercard without PG!
I gave them PF for commercial home depot card, who knew you couldn't upgrade that to the mastercard, there not getting 2 PG's!
Fico Scores 8: EX 694. TU 689. EQ 658. 05/26/2015
Frequent Contributor
Posts: 258
Registered: ‎06-10-2008
0

Re: Citi Business code 28??

I agree I wouldn't do it either. I haven't been through this personally but I've read somewhere else they only look at your history with D&B. If it doesn't report any TL then they ask for PG.
Established Contributor
Posts: 523
Registered: ‎09-09-2007
0

Re: Citi Business code 28??

The MC is Citi but the Commercial isn't. Different underwriting and everything.
28 for me was always a PG.
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Credit repair - the Ski Mask Way.
Epic Contributor
Posts: 25,861
Registered: ‎10-23-2007
0

Re: Citi Business code 28??

my commercial is by citi also.
they said my D&B is not strong enough, need PG
Fico Scores 8: EX 694. TU 689. EQ 658. 05/26/2015
Established Contributor
Posts: 537
Registered: ‎04-02-2008
0

Re: Citi Business code 28??

[ Edited ]
citi wants four years of DUN reporting or a PG! I was told online 28 means they need more information and that you always had to call whn apping in the store (but I have heard conflicting from form useser) I will tell you I app'd four times with denails till my duns refelcted my years of opperation baised on my incorp which was four years....
though a lot a good it did me since it looks like my construction biz is going down in flames
(damage control thank god for NO PGS!!!)


Message Edited by Jesedmotherof5 on 06-26-2008 01:25 PM
6/9/08 FICO TU 697 EX698 EQ 618uti 6% (once new accounts hit) BIZ- DUNS 80, EX 35
GOAL 2008- 700s+ new car
2010 BE a first time buyer
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