Reply
Established Contributor
Posts: 772
Registered: ‎08-02-2008
0

Citi CC No Longer Showing on CRs

So I have two accounts with Citi both from 2004 and still open in good standing. I noticed however, that one account no longer shows on ANY of my credit reports. Its quite strange, I use the USAA credit monitoring and have pulled the reports many of times, only to notice that this one citi account has been missing for about 6 months now. Long story short I called Citi and they stated I need to pull (on my own) each credit report and then send them a letter indicating the account is no longer there, in order to get them to look into it. Has this happened to anyone else out there? I'm inclined not to do anything... as I guess this would be considered a "hidden" TL if I played my cards right. Besides, I don't carry any balances on any of my cards... its just a very odd situation.

FICO: EX: 743 (10/14); TU: 758 (9/14); EQ 721 (9/14)

In My Wallet: Amex X 5 | Barclays X 3 | BOA X 1 | CapOne X 3 | Chase X 3 | Citi X 7 | DCU X 1 | Discover X 1 | Fidelity X 1 | Fifth Third X 1 | Macys X 1 | PenFed X 1 | PSECU X 1 | Sams Club MC X 1 | Target RedCard X 1 | USAA X 2 | US Bank X 1 | Walmart X 1 | Wells Fargo X 1 = 36 Cards

Holding off apps until the end of the year! Wish me luck!
Moderator Emeritus
Posts: 16,373
Registered: ‎03-12-2007
0

Re: Citi CC No Longer Showing on CRs

Have you tried pulling your reports directly from the CRAs? If you do and they're still not reporting, then notify CITI.

Credit Profile -
FICO 08 Scores (11-08-2014): EQ 818, EX 817, TU 822
All three scores were 850. Lost points for not having an open installment TL. So, BE WARNED!!!!!
Credit History: 26+ years ~ AAoA: 12 years ~ Util: 1% ~ Inqs: EX 1

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions based on Experian or Equifax data (additional FICO® Score versions based on TransUnion data are not currently available on myFICO.com). Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.