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UFGuy2006
Posts: 718
Registered: ‎08-02-2008
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Citi CC No Longer Showing on CRs

So I have two accounts with Citi both from 2004 and still open in good standing. I noticed however, that one account no longer shows on ANY of my credit reports. Its quite strange, I use the USAA credit monitoring and have pulled the reports many of times, only to notice that this one citi account has been missing for about 6 months now. Long story short I called Citi and they stated I need to pull (on my own) each credit report and then send them a letter indicating the account is no longer there, in order to get them to look into it. Has this happened to anyone else out there? I'm inclined not to do anything... as I guess this would be considered a "hidden" TL if I played my cards right. Besides, I don't carry any balances on any of my cards... its just a very odd situation.

FICO: EX: 743 (7/14); TU: 774 (7/14); EQ 721 (7/14)

In My Wallet: Amex X 5 | Barclays X 2 | BOA X 1 | CapOne X 3 | Chase X 3 | Citi X 5 | DCU X 1 | Discover X 1| Fidelity X 1 | Fifth Third X 1 | PenFed X 1 | PSECU X 1 | Target RedCard X 1 | USAA X 2 | US Bank X 1 | Walmart X 1 | Wells Fargo X 1

Holding off apps until the end of the year! Wish me luck!
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Posts: 16,306
Registered: ‎03-12-2007
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Re: Citi CC No Longer Showing on CRs

Have you tried pulling your reports directly from the CRAs? If you do and they're still not reporting, then notify CITI.

Credit Profile -
FICO 08 Scores (08-15-2014): EQ 820, EX 817, TU 814
All three scores were 850. Lost points for not having an open installment TL. So, BE WARNED!!!!!
Credit History: 26+ years ~ AAoA: 12 years ~ Util: 1% ~ Inqs: EX 1 (Amex 07-15-2014)

Credit Cards -
Amex BCP 25K ~ Amex Clear 25K ~ Amex Platinum NPSL ~ Chase Freedom Visa 19.3K ~ CITI Dividend World Mastercard 20.3K ~ FIA Fidelity Investments Platinum Plus Visa 40K ~ A Gold Visa with my local bank 10K

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