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Well, geez, these CCCs sure make the names confusing, don't they?! It sounds like the same card to me. And I just got one. I think it's the Dividend one. But that was just luck, I guess. I didn't even realize there was a difference with the names so similar.
Freedom looks like a good option to me. I'm even considering PCing. Are there any drawbacks to it?
Just the 5 pts for every $1 on restaurants, books, movies and music would be great. That does convert to 5%, right?
@bichonmom wrote:Freedom looks like a good option to me. I'm even considering PCing. Are there any drawbacks to it?
Just the 5 pts for every $1 on restaurants, books, movies and music would be great. That does convert to 5%, right?
I think you meant Forward? Btw- 5 pts on Amazon as well. I think if you choose to redeem the rewards as either a credit twds your mortgage or student loans you get the full 5% value but at gift cards it might be slightly lower. I have both the Citi Forward & Thank You cards & linked them so that I get the full value for my Forward purchases, so I'm not sure what the Forward redemtion levels are if that's the only Citi card you have. I have heard that pts earned on the Forward card can't be redeemed at the full value.
Oops! I think I'm on CC overload! Yeah, I mean Forward. It would be my only Citi card, so if the points are redeemable at full value, then maybe I'm better off sticking w/the Dividend Plat.