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Valued Contributor
Posts: 1,545
Registered: ‎09-01-2011
0

Re: Citi CLD After Payoff

Oh you have two Citi's, again sorry to hear and hope you get it resolved. Does the card say WE? You can put the name of the card to anything you want online btw.

New Member
Posts: 638
Registered: ‎05-29-2011
0

Re: Citi CLD After Payoff


mxp114 wrote:

Oh you have two Citi's, again sorry to hear and hope you get it resolved. Does the card say WE? You can put the name of the card to anything you want online btw.


Its a "Bank of America World Elite Mastercard"

 

Now...back to my Citi disaster . . Smiley Frustrated

About $215,000 total credit among 11 cards
Valued Contributor
Posts: 1,545
Registered: ‎09-01-2011
0

Re: Citi CLD After Payoff

[ Edited ]

Thanks and let us know how it works out. I won't hijack further lol

Senior Contributor
Posts: 6,279
Registered: ‎08-16-2012
0

Re: Citi CLD After Payoff

This is why I don't like Citi... How rediculous!!!!!! Personally, if their gonna be rude like that, I'd threaten legal action as universal default violates the CARD Act. Call them and ask the exec office if they have violated that law... See what they say ;-)....

I had TWO fraud accts pop up on my credit report over the summer... NONE of my creditors cld'ed me, not even Barclay's. You need to dispute that old negative account ASAP!

Back to my original estimation: Citi sucks.
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Senior Contributor
Posts: 6,279
Registered: ‎08-16-2012
0

Re: Citi CLD After Payoff

They're*
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Moderator Emeritus
Posts: 4,875
Registered: ‎11-02-2010
0

Re: Citi CLD After Payoff

Wow, that is harsh! My sympathies to you.

 

Out of curiosity, how old is the paid collection? Is it still within the CRTP? If not, I would dispute with the CRAs to have it removed due to its age.


Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
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New Member
Posts: 638
Registered: ‎05-29-2011
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Re: Citi CLD After Payoff


youngandcreditwrthy wrote:
You need to dispute that old negative account ASAP!

Back to my original estimation: Citi sucks.
I did...they're gone.

 

About $215,000 total credit among 11 cards
Senior Contributor
Posts: 6,279
Registered: ‎08-16-2012
0

Re: Citi CLD After Payoff

Perfect.. Then they should have reinstated your account...

Blah, that is just such a horror story... They need to do something for you!!!

Did your FICO bounce back after the removal of the collection? I know mine bounced back to about 700 after dropping to 640'ish...I had two fraud accounts pop up though.

Seems like Citi is still stuck in 2008(financial crisis mode).

:-(
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Established Contributor
Posts: 869
Registered: ‎07-04-2012
0

Re: Citi CLD After Payoff

 
Fico Scores: . Walmart TU 748 . Garden 8/19 2014 .

Cap One Journey 500 | Discover IT 500 | GE Home Design 5.6k | GE HHGREGG 5k | Amex Zync NPSL | Amex BCE 6k | Citi Forward 4.2k | Citi Dividend 3k | GE BrandsMart 1k | GE Lowes 8.5k | Discover Walmart 7.5k | Barclays Apple 2.5k | BoA CR 2.7k | CSP 7.2k | Platinum Prestige 5k | IT Chrome 4k | Slate 2.3k |
Established Contributor
Posts: 869
Registered: ‎07-04-2012
0

Re: Citi CLD After Payoff

From perfect limit to nothing wow

Fico Scores: . Walmart TU 748 . Garden 8/19 2014 .

Cap One Journey 500 | Discover IT 500 | GE Home Design 5.6k | GE HHGREGG 5k | Amex Zync NPSL | Amex BCE 6k | Citi Forward 4.2k | Citi Dividend 3k | GE BrandsMart 1k | GE Lowes 8.5k | Discover Walmart 7.5k | Barclays Apple 2.5k | BoA CR 2.7k | CSP 7.2k | Platinum Prestige 5k | IT Chrome 4k | Slate 2.3k |

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