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Citi CLI 2nd one, no pull.

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armbenderc
Valued Contributor

Citi CLI 2nd one, no pull.

Back in Sept I got cli via online with no pull. Well, it's been six month so I tried again. Instantly approved for extra 1200. Not much but I will take it.

Citi has been awesome to me. CL is 4.2k same with freedom.

Note: ymmv, when I requested it said during this evaluation, your credit has not been pulled. Just like the last time. I'm sure they sp'd me before.
2013 Approvals: Discover IT - 3/1, Amex BCE - 3/4, CSP - 5/4, Barclay Ring - 6/12, BoA Privileges Cash - 6/27, Citi TY Preferred - 8/6, OCCU Duck - 11/4, USBank (Cash+) - 11/22, Wells Fargo - 12/21, Nordstrom - 12/29

12/19/2013, $100k+ Available Credit. Total Util: 0-1%
Message 1 of 21
20 REPLIES 20
09Lexie
Moderator Emerita

Re: Citi CLI 2nd one, no pull.

Message 2 of 21
LS2982
Mega Contributor

Re: Citi CLI 2nd one, no pull.


@armbenderc wrote:
Back in Sept I got cli via online with no pull. Well, it's been six month so I tried again. Instantly approved for extra 1200. Not much but I will take it.

Citi has been awesome to me. CL is 4.2k same with freedom.

Note: ymmv, when I requested it said during this evaluation, your credit has not been pulled. Just like the last time. I'm sure they sp'd me before.

Awesome!!!

 

CONGRATS!!!




EQ FICO 548 3/3/16
Message 3 of 21
armbenderc
Valued Contributor

Re: Citi CLI 2nd one, no pull.

Thanks I need another GE love or two. Sitting at 5k each on my Walmart and PayPal extras mc.
2013 Approvals: Discover IT - 3/1, Amex BCE - 3/4, CSP - 5/4, Barclay Ring - 6/12, BoA Privileges Cash - 6/27, Citi TY Preferred - 8/6, OCCU Duck - 11/4, USBank (Cash+) - 11/22, Wells Fargo - 12/21, Nordstrom - 12/29

12/19/2013, $100k+ Available Credit. Total Util: 0-1%
Message 4 of 21
danielodonoll
New Contributor

Re: Citi CLI 2nd one, no pull.

Congrats and yes i was skeptical about Citi back then but i have to say they have been good to me recently

Citi Bank X2/ 29k-USAA Amex/Mastercard 24k-PP Mastercard 20k_
WMDiscover 20k-PenFed X2/15k
Current Fico/EQ-765
Garden Time Day- 10
Remaining Days-170
Message 5 of 21
SpecFile
Valued Contributor

Re: Citi CLI 2nd one, no pull.

That's awesome!!
Message 6 of 21
Epcot
Valued Contributor

Re: Citi CLI 2nd one, no pull.

Nicely done, Congrats!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 849 EX 835 TU 841
Message 7 of 21
armbenderc
Valued Contributor

Re: Citi CLI 2nd one, no pull.


@Epcot wrote:
Nicely done, Congrats!

Thanks!

2013 Approvals: Discover IT - 3/1, Amex BCE - 3/4, CSP - 5/4, Barclay Ring - 6/12, BoA Privileges Cash - 6/27, Citi TY Preferred - 8/6, OCCU Duck - 11/4, USBank (Cash+) - 11/22, Wells Fargo - 12/21, Nordstrom - 12/29

12/19/2013, $100k+ Available Credit. Total Util: 0-1%
Message 8 of 21
john398
Senior Contributor

Re: Citi CLI 2nd one, no pull.

I think Citi might use a previously soft pull, because I just tried to ask for cli, and it said the following:

As of Feb/2013 your credit score is:

 

 

Message 9 of 21
FutureBillionaire
Established Contributor

Re: Citi CLI 2nd one, no pull.

When I attempt to ask for a cli, it says that Citi may pull my credit. I don't feel confident enough that it's going to be a soft pull.  What did it say when you began the process?

Gas: Discover It, Penfed Platinum Rewards x2, Chase freedom, Citi TYP
Plane tickets: CSP
Groceries: AMEX BCP, Penfed Platinum Rewards,Citi TYP
Clothes: Express, Amex BCP, Discover IT
Amazon: Citi Forward, Cash +
Restaurants: Citi Forward, Chase Freedom, Discover IT, CSP
Hotels and other travel: Discover Escape, CSP
Movies: BofA travel rewards visa signature(fandango), Discover IT, Citi Forward, Freedom
Bars, clubs, tomfoolery: CSP, Citi Forward, Discover IT, Freedom
Balance transfers: Kroger 123 rewards
Bill Pay: Chase Ink Plus, Citi Forward,
Everyday spending: Bofa Accelerated cash rewards amex, Discover Escape
Message 10 of 21
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