Reply
Valued Contributor
Posts: 1,339
Registered: ‎09-11-2012
0

Citi CLI 2nd one, no pull.

Back in Sept I got cli via online with no pull. Well, it's been six month so I tried again. Instantly approved for extra 1200. Not much but I will take it.

Citi has been awesome to me. CL is 4.2k same with freedom.

Note: ymmv, when I requested it said during this evaluation, your credit has not been pulled. Just like the last time. I'm sure they sp'd me before.
2013 Approvals: Discover IT - 3/1, Amex BCE - 3/4, CSP - 5/4, Barclay Ring - 6/12, BoA Privileges Cash - 6/27, Citi TY Preferred - 8/6, OCCU Duck - 11/4, USBank (Cash+) - 11/22, Wells Fargo - 12/21, Nordstrom - 12/29

12/19/2013, $100k+ Available Credit. Total Util: 0-1%
Moderator
Posts: 27,206
Registered: ‎09-13-2012
0

Re: Citi CLI 2nd one, no pull.

Mega Contributor
Posts: 15,442
Registered: ‎04-09-2011
0

Re: Citi CLI 2nd one, no pull.


armbenderc wrote:
Back in Sept I got cli via online with no pull. Well, it's been six month so I tried again. Instantly approved for extra 1200. Not much but I will take it.

Citi has been awesome to me. CL is 4.2k same with freedom.

Note: ymmv, when I requested it said during this evaluation, your credit has not been pulled. Just like the last time. I'm sure they sp'd me before.

Awesome!!!

 

CONGRATS!!!




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Valued Contributor
Posts: 1,339
Registered: ‎09-11-2012
0

Re: Citi CLI 2nd one, no pull.

Thanks I need another GE love or two. Sitting at 5k each on my Walmart and PayPal extras mc.
2013 Approvals: Discover IT - 3/1, Amex BCE - 3/4, CSP - 5/4, Barclay Ring - 6/12, BoA Privileges Cash - 6/27, Citi TY Preferred - 8/6, OCCU Duck - 11/4, USBank (Cash+) - 11/22, Wells Fargo - 12/21, Nordstrom - 12/29

12/19/2013, $100k+ Available Credit. Total Util: 0-1%
New Contributor
Posts: 401
Registered: ‎03-16-2013
0

Re: Citi CLI 2nd one, no pull.

Congrats and yes i was skeptical about Citi back then but i have to say they have been good to me recently

Citi Bank X2/ 29k-USAA Amex/Mastercard 24k-PP Mastercard 20k_
WMDiscover 20k-PenFed X2/15k
Current Fico/EQ-765
Garden Time Day- 10
Remaining Days-170
Valued Contributor
Posts: 1,436
Registered: ‎08-07-2007
0

Re: Citi CLI 2nd one, no pull.

That's awesome!!
Valued Contributor
Posts: 2,789
Registered: ‎10-10-2012
0

Re: Citi CLI 2nd one, no pull.

Nicely done, Congrats!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 816 EX 780 TU 823
App free since 4/11/13
Valued Contributor
Posts: 1,339
Registered: ‎09-11-2012
0

Re: Citi CLI 2nd one, no pull.


Epcot wrote:
Nicely done, Congrats!

Thanks!

2013 Approvals: Discover IT - 3/1, Amex BCE - 3/4, CSP - 5/4, Barclay Ring - 6/12, BoA Privileges Cash - 6/27, Citi TY Preferred - 8/6, OCCU Duck - 11/4, USBank (Cash+) - 11/22, Wells Fargo - 12/21, Nordstrom - 12/29

12/19/2013, $100k+ Available Credit. Total Util: 0-1%
Senior Contributor
Posts: 3,528
Registered: ‎01-19-2009
0

Re: Citi CLI 2nd one, no pull.

I think Citi might use a previously soft pull, because I just tried to ask for cli, and it said the following:

As of Feb/2013 your credit score is:

 

 

Established Contributor
Posts: 652
Registered: ‎12-12-2012
0

Re: Citi CLI 2nd one, no pull.

When I attempt to ask for a cli, it says that Citi may pull my credit. I don't feel confident enough that it's going to be a soft pull.  What did it say when you began the process?

Gas: Discover It, Penfed Platinum Rewards x2, Chase freedom, Citi TYP
Plane tickets: CSP
Groceries: AMEX BCP, Penfed Platinum Rewards,Citi TYP
Clothes: Express, Amex BCP, Discover IT
Amazon: Citi Forward, Cash +
Restaurants: Citi Forward, Chase Freedom, Discover IT, CSP
Hotels and other travel: Discover Escape, CSP
Movies: BofA travel rewards visa signature(fandango), Discover IT, Citi Forward, Freedom
Bars, clubs, tomfoolery: CSP, Citi Forward, Discover IT, Freedom
Balance transfers: Kroger 123 rewards
Bill Pay: Chase Ink Plus, Citi Forward,
Everyday spending: Bofa Accelerated cash rewards amex, Discover Escape
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.