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I went through the Citi EO to get my 4800 increase on my silver card from 200.00 to 5k
Do you think I will have to go through them (the EO) everyime I want an increase as for the last 4.5 yrs when I tried "online" it flat out declined
Do you think the EO put notes in their system so it won't decline anymore...like meaning have I hit a threashold where they will go through online
@Andy77 wrote:
I went through the Citi EO to get my 4800 increase on my silver card from 200.00 to 5k
Do you think I will have to go through them (the EO) everyime I want an increase as for the last 4.5 yrs when I tried "online" it flat out declined
Do you think the EO put notes in their system so it won't decline anymore...like meaning have I hit a threashold where they will go through online
It's likely you may have to go through them but they simply refer the information to the U/W team. It will just depend if they're able to CLI based on whatever factors they take into consideration with your file and history.
If the declined reasons point to the BK, then it's something you may need to engage them directly to see if there's flexibility for a CLI. Unfortunately their notes (if any) do not prevent the system to decline the CLI whether it's submitted online or requested by phone/chat.
Well at least now at the 4.5 yr mark maybe they are overlooking my BK as I think 4800 increase, at once, is a good amount
Congrats on the CLI!