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Hi All,
Within the past month, I received a CLI on my TY Premier card. I have since upgraded my account to the Citi Prestige card. Yes, I admit--I love the new design of the Prestige card.
In regards to requesting another CLI via the LUV button, will I have to wait the full 6 months from the time I received a CLI on the TY Premier card? Or, will I be able to requrest another CLI (without receiving the 6 month message) once the account fully converts to the Prestige card?
I am pretty sure you will have to wait 6 months regardless. The Prestige would be considered a new product in regards to T&C. And their system should also keep track of when you did your last CLI. So your account will not be eligible for another 6 months.
I think you have to wait 6 months between for a soft pull. If you want to take a HP, you can do as many as you like but your credit will suffer.
I requested a CLI with CITI yesterday and the rep told me that every 6 month or you will turn down. Great news for me that I was approved because I was over 7 months from the approval day.