03-01-2009 02:59 PM
I noticed that Citi has a link on their website for CLI. Upon clicking on it I received following statement:
"We regretthat we cannot approve your request for a Credit Line Increase at this time.Your request was processed by the credit record we have on file, as well as acredit scoring system, which assigns a numerical value to various items on yourcredit card account(s). Your credit score did not meet our requirements,because:
One or more of your accounts with us has insufficientactivity."
Have anyone else experienced similar problem?
I have two Citi accounts. One of them is my main account and I charge over 10 transactions each month. The other had a balance for a while and was paid off slowly, but recently had several large purchases. I did use that account quite a bit about a year ago.
Perhaps another reason might be that my main account doesn't report balance/credit limit to any of CRA. Any thoughts?