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Senior Contributor
john398
Posts: 3,515
Registered: ‎01-19-2009
0

Citi CLI denied, advice please

I am at the 6 months and asked for a CLI from 1k to 3k online and it was denided. I do not think they pulled my credit report because it is not showing as an inquiry on any of the reports. I realize now I probably asked for too muuch of an increase and maybe I should of just asked for $500 more.

 

When should I try again?

Moderator Emeritus
webhopper
Posts: 7,230
Registered: ‎09-16-2011
0

Re: Citi CLI denied, advice please


john398 wrote:

I am at the 6 months and asked for a CLI from 1k to 3k online and it was denided. I do not think they pulled my credit report because it is not showing as an inquiry on any of the reports. I realize now I probably asked for too muuch of an increase and maybe I should of just asked for $500 more.

 

When should I try again?


Are you at your 6th statement or at 6 months since account opening day?


Starting Score: 08/29/2011 TU 671 EQ 674
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Senior Contributor
john398
Posts: 3,515
Registered: ‎01-19-2009
0

Re: Citi CLI denied, advice please


webhopper wrote:

john398 wrote:

I am at the 6 months and asked for a CLI from 1k to 3k online and it was denided. I do not think they pulled my credit report because it is not showing as an inquiry on any of the reports. I realize now I probably asked for too muuch of an increase and maybe I should of just asked for $500 more.

 

When should I try again?


Are you at your 6th statement or at 6 months since account opening day?


I opened this account on 3/27/12 so since opening my 6th statement came on 9/28

Also whats odd is it says mycredit score they gave me is as of August 2012 but I asked for the CLI online yesterday so I guess they are using an old score

Senior Contributor
john398
Posts: 3,515
Registered: ‎01-19-2009
0

Re: Citi CLI denied, advice please

bump, so no advice of when I should try again?

Regular Contributor
cutemarty1
Posts: 211
Registered: ‎02-03-2011
0

Re: Citi CLI denied, advice please


john398 wrote:

bump, so no advice of when I should try again?


try asking for a manual review which I did. I had multiple inquiries since I just closed on a mortgage thus was denied on instantly on the website. 

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