Reply
Senior Contributor
Posts: 3,528
Registered: ‎01-19-2009
0

Citi CLI denied, advice please

I am at the 6 months and asked for a CLI from 1k to 3k online and it was denided. I do not think they pulled my credit report because it is not showing as an inquiry on any of the reports. I realize now I probably asked for too muuch of an increase and maybe I should of just asked for $500 more.

 

When should I try again?

Moderator Emeritus
Posts: 7,225
Registered: ‎09-16-2011
0

Re: Citi CLI denied, advice please


john398 wrote:

I am at the 6 months and asked for a CLI from 1k to 3k online and it was denided. I do not think they pulled my credit report because it is not showing as an inquiry on any of the reports. I realize now I probably asked for too muuch of an increase and maybe I should of just asked for $500 more.

 

When should I try again?


Are you at your 6th statement or at 6 months since account opening day?


Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Platinum Spade Garden Club Member: App Free since 1/1/13. No more apps til who knows when?
MyFICO Fitness Goal: 800s Club!



Take the myFICO Fitness Challenge
Senior Contributor
Posts: 3,528
Registered: ‎01-19-2009
0

Re: Citi CLI denied, advice please


webhopper wrote:

john398 wrote:

I am at the 6 months and asked for a CLI from 1k to 3k online and it was denided. I do not think they pulled my credit report because it is not showing as an inquiry on any of the reports. I realize now I probably asked for too muuch of an increase and maybe I should of just asked for $500 more.

 

When should I try again?


Are you at your 6th statement or at 6 months since account opening day?


I opened this account on 3/27/12 so since opening my 6th statement came on 9/28

Also whats odd is it says mycredit score they gave me is as of August 2012 but I asked for the CLI online yesterday so I guess they are using an old score

Senior Contributor
Posts: 3,528
Registered: ‎01-19-2009
0

Re: Citi CLI denied, advice please

bump, so no advice of when I should try again?

Regular Contributor
Posts: 218
Registered: ‎02-03-2011
0

Re: Citi CLI denied, advice please


john398 wrote:

bump, so no advice of when I should try again?


try asking for a manual review which I did. I had multiple inquiries since I just closed on a mortgage thus was denied on instantly on the website. 

My TL : BCE AMEX 24k / BoA123 Sig 24k / Home Depot 16.5 K / CSP 16.5k / Barclays Arrival WEMC 15k / Discover 13.5k / Citi World WEMC12.8k / CU Visa 11k/ Nordstrom Visa 10K / Freedom 10k / Citi AA 9.1k / Macy's Store 3K / Best buy 2.4K / BBRZ Gold 1.4K / AE 1.4k / Express 1.4K/

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions based on Experian or Equifax data (additional FICO® Score versions based on TransUnion data are not currently available on myFICO.com). Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.