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Citi CLI question- UPDATE

Valued Contributor

Re: Citi CLI question- UPDATE


Whereis750 wrote:
How often can you request a CLI from CITI? I requested one online about 4 months ago. The system countered with a slightly lower increase and I took it.

Every 6 months from previous CLI.

Message 11 of 16
Frequent Contributor

Re: Citi CLI question

When did you do yours?

And, how long have you had the card ?

 

Where did you find the limit increase request button ?

About 400k in Credit Lines
CSP 29.9k, Citi DP 42.5k, Chase Marriott 12k, Chase IHG 6.5k, Sams MC 20k, Amex Hilton Surpass 356k, Hawaii Air 26k, Discover More 50k, Chase SWA 3.5k, WF PLOC 30k, B of A Visa 43.8k, Wells Plat Visa 8.3k, RC Willey 5k, Pen Fed Visa 43.7k, Pen Fed PLOC 25k, Lowes 25k, CSR 28.8k
Message 12 of 16
Frequent Contributor

Re: Citi CLI question- UPDATE

I did mine online, 7th statement cut.

asked for 3k, got 2k automatically, soft pull.

 

About 400k in Credit Lines
CSP 29.9k, Citi DP 42.5k, Chase Marriott 12k, Chase IHG 6.5k, Sams MC 20k, Amex Hilton Surpass 356k, Hawaii Air 26k, Discover More 50k, Chase SWA 3.5k, WF PLOC 30k, B of A Visa 43.8k, Wells Plat Visa 8.3k, RC Willey 5k, Pen Fed Visa 43.7k, Pen Fed PLOC 25k, Lowes 25k, CSR 28.8k
Message 13 of 16
Regular Contributor

Re: Citi CLI question- UPDATE


crunching_numbers wrote:

Called in and they told me NO CLI for me.  7-10 day letter coming. BOO! 


I requested a CLI through a CSR.  I was denied.   I then asked if anything can be done.  She said she can send it for a manual review.  After about 2 hours I get a text message confirmation saying my request was approved from 7950 - 10,000.

 

My TL : Venture 33k / BCE AMEX 33k / BoA123 Sig 24k / Discover 28.5k / Home Depot 16.5 K / CSP 16.5k / Barclays Arrival WEMC 15k / Citi World WEMC13.5k / CU Visa 11k/ Nordstrom Visa 15K / Freedom 10k / Citi AA 11.1k / Macy's Store 5.3K / Best buy 2.4K / BBRZ Gold 1.4K / Express 1.4K/
Message 14 of 16
Epic Contributor

Re: Citi CLI question


andre181 wrote:

Over the phone, they'll be able to tell you if its a SP or HP. 

 

Online, you won't know until its too late IIRC.


I don't believe this is true.  I have only seen people get counter offers and it was a soft.  and asking for to much will not change rather the system counters or not... but if you call and ask to push for higher then counter or to have reviewed for it being denied you will then get a HP.

The 2 I saw increased, they asked for triple current CL like Amex... 1 got like 50-60% current line and the other got about 40-50% current CL if I remember correctly and instant online after having the cards for 6 months.

Message 15 of 16
Highlighted
Regular Contributor

Re: Citi CLI question- UPDATE

I Just went online to My City accounts....I have 2 Citi cards...both over 6 months....went to the request credit increase button....clicked and requested 3000 on Each of the two cards....Received an almost instant e-mail with the Congrats message and the $3000 increase on both!!....this was the easiest credit limit increase i've ever requested....I dont feel that it will be a hard pull.....Ill let you all know this information.....Also i have run a bit through these cards for a couple airline tickets but NOT a huge amount..

 

Hope this is incouragement for some of you to go try!!

 

Please let me know your success story!!!

Ride the wind for it will carry you...
Follow the stars for they will guide you..
Believe in your dreams..
For they are your hearts desires...
Message 16 of 16