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Citi CLI success, soft pull

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lovely222
Regular Contributor

Citi CLI success, soft pull

Just hit the 6 month mark with my newest Citi card (Diamond Preferred), so I called in for CLI. Told her I didn't want a HP. She said she would let me know if it was necessary. Requested 5k from 3,700. She said I am eligible for 5,300, do I accept? Of course I do!

 

So I recommend calling for Citi CLI. With other cards I have with them, I did get HP online sometimes when I requested CLI. Better call and be safe than sorry! 

6/13: FICO TU (Walmart): 750
6/13: FICO EQ (Score Watch): 769
Goal: 780+, 0 Balances, No app'ing! (For real this time!!!)
Message 1 of 5
4 REPLIES 4
cleanitup
Regular Contributor

Re: Citi CLI success, soft pull

WTG.  

Message 2 of 5
searchingfor67
Established Contributor

Re: Citi CLI success, soft pull

+1...I applied for an increase online yesterday on my dividend card, and not only was it a hard pull, but I was also denied...hind sight is 20/20 - lesson learned!
TU FICO: 772 (Discover) • Exp FICO: 772 (Citi)

Amex BCE $13K | Amex Costco TE $10.4K | Amex SPG $5K | Chase Freedom Visa Signature $15K | Chase Sapphire Preferred Visa Signature $15K | Chase Ink Plus World Elite MC $5K | Citi TY Preferred World MC $10.1K | Citi Forward $10K | Citi Diamond Pref $7.6K | Discover IT $9.9K | JP Morgan Chase Select Visa Signature $9.2K | NFCU CashRew Visa Sig $25K | NFCU LOC $15K | NFL Visa Signature (Saints) $8.1K | USAA Amex $11.3K | USAA World MC $11.5K
Message 3 of 5
DarkScythe
Valued Member

Re: Citi CLI success, soft pull

I thought people said that applying for a CLI online was the best way to avoid a HP. o.O

 

Did they HP you straight away, or did they come back with a counteroffer and you refused it?

Message 4 of 5
searchingfor67
Established Contributor

Re: Citi CLI success, soft pull

Hard pull right away for me, and no counter offer. I was advised that it would require a hard pull, but since my reports were frozen, I didn't think it would go through...I was wrong...
TU FICO: 772 (Discover) • Exp FICO: 772 (Citi)

Amex BCE $13K | Amex Costco TE $10.4K | Amex SPG $5K | Chase Freedom Visa Signature $15K | Chase Sapphire Preferred Visa Signature $15K | Chase Ink Plus World Elite MC $5K | Citi TY Preferred World MC $10.1K | Citi Forward $10K | Citi Diamond Pref $7.6K | Discover IT $9.9K | JP Morgan Chase Select Visa Signature $9.2K | NFCU CashRew Visa Sig $25K | NFCU LOC $15K | NFL Visa Signature (Saints) $8.1K | USAA Amex $11.3K | USAA World MC $11.5K
Message 5 of 5
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