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Just hit the 6 month mark with my newest Citi card (Diamond Preferred), so I called in for CLI. Told her I didn't want a HP. She said she would let me know if it was necessary. Requested 5k from 3,700. She said I am eligible for 5,300, do I accept? Of course I do!
So I recommend calling for Citi CLI. With other cards I have with them, I did get HP online sometimes when I requested CLI. Better call and be safe than sorry!
WTG.
I thought people said that applying for a CLI online was the best way to avoid a HP. o.O
Did they HP you straight away, or did they come back with a counteroffer and you refused it?