Credit Cards

turn on suggestions Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type.
Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type.
Reply
Topic Options
Contributor
lanc
Posts: 136
Registered: ‎11-05-2011

Citi CLI

Options

‎10-27-2012 06:55 AM

I requested a Citi CLI last night and was declined with the letter will be mailed withing 7-10 days.  I thought my last request was in December last year because of a hard inq they did.  When I went to the document center online to see if the letter would be therer I noticed/forgot I had done an CLI request on May 2 which was also declined.  Basically I'm thinking this was declined because it hasn't been six months (missed it by like a week).  Does anyone have experience with how long after a citi decline should I wait?  I'm thinking I could request again in November because it would be 6 months but now I started the clock again by requesting a week early...

 

 

Message 1 of 3 (357 Views)
 
Reply
Established Member
Elcid89
Posts: 354
Registered: ‎10-04-2012

Re: Citi CLI

Options

‎10-27-2012 06:59 AM

What reason(s) did they provide for the decline?

FICO scores: 819 (EQ) 815 (EX) 803 (TU)

Amex Platinum NPSL - Citi HHonors Sig. $42k - BMW Ultimate $36k
Chase Sapphire Preferred $42k - Merrill Lynch + Signature $33k - USAA Rate Advantage $20k
NFCU Flagship Signature $33k - USAA Cash Rewards AMEX $20k
Citi Platinum Select / AAdvantage Signature $23k

Message 2 of 3 (348 Views)
 
Reply
Contributor
lanc
Posts: 136
Registered: ‎11-05-2011

Re: Citi CLI

Options

‎10-27-2012 07:56 AM

Haven't recvieved the letter yet.  I was hoping it would be in the online document center.

Message 3 of 3 (297 Views)
 
Reply

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
www.myfico.com is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+