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Hi everyone!! So it's been a while since my last post. Firsy I'd like to say it's been almost 6 months no inquires so I'm staying strong in the garden. Anyway I was poking around my Citi account and saw I'm eligible for a soft pull CLI. I was just curious should I hit the love button right away or Wait until Monday when I pay my bill down to 0. Also any advice on Citi are they generous with increases? Any tips or tricks I should
Be aware of before I hit the love button.
What's your utilization on it? If it's below 30% I'd give it a go. Otherwise, pay it off then do it but it's likely going to be a computer decision either way...
I have 6 statements cut with Citi. I hit the luv button after the 4th and got denied. Just noticed an auto CLI a few weeks after number 6. Small (from $1200 to $1700), but very, very useful for me.
@Bmn5940 wrote:
Just pulled the trigger instant increase to 1,600!!!!!! Thank you everyone for your advice!! It's asking if I want to request more to be reviewed by credit department should I asked to be bumped to an even 2,000 or let it rest?
Congrats Bmn on the CLI. IMHO, I wouldn't waste a HP to ask for $400.
So after the 6 month mark on your Citi account a SP CLI button may show up? What does this look like and where is it? Yesterday was my first time ever signing into Citi and registering a card. Say after 6 months you don't have a SP CLI invite or whatever it is called, does that lower your chances of a CLI should you request one anyway? I'm trying to formulate a plan now even though this is going to be some 6 months away for me