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If I get the notice, I will BT the balance (at only $1K right now) to Chase for a fixed 3.9%. I will leave my Citi card open, though, because I need the TL to keep my credit score up.
I'm of the current president's political party, but I have to say that every move the Dems make to "help" the consumer ends up backfiring. Congress really needs to do its research before passing these kinds of measures. People are never going to be able to pay off their bills with a doubling of an interest rate, closing their accounts will kill credit scores, and in the meantime creditors are raising standards. It's a vicious circle, I tell you.